Bigo Live Empowers Filipina Creators to Break Barriers

Bigo Live Empowers Filipina Creators to Break Barriers

Saturday, March 15, 2025

Bigo Live provides a supportive and inclusive platform that enables female creators to inspire positive change and build a global community

Bigo Live, the leading global livestreaming platform, remains committed to empowering women in the Philippines and beyond through its accessible platform, diverse initiatives, and supportive community. This March, in celebration of International Women’s Day (8 March), Bigo Live spotlights trailblazing female creators who are spreading positivity and driving meaningful change through the platform.

Aspiring singer Cess Angeles (BIGO ID: Prime_Cess) has amassed a strong fanbase on Bigo Live and is now a Manager with PTA Agency. She shared: “Bigo Live has helped me grow both as a person and a creator by giving me a platform to share my talents and connect with people from different backgrounds. It has also pushed me to be more creative with my content, whether through singing or chikahan sessions, while allowing me to support and guide others in my agency.”

Another creator, Diana Zubiri, Family Leader of DKSA and Agency Manager, PH-CELEBRITY2 (BIGO ID: dianazubiri) enjoys sharing her workouts and snippets of daily life. She said: “I love connecting with people, sharing my lifestyle, and helping aspiring hosts grow. Bigo Live has helped me gain more confidence, expand my network, and create meaningful content.”

Bigo Live actively fosters women empowerment through various initiatives, including regular events and activities that bring female creators together and specialised educational workshops for aspiring content creators. One example is Women’s Run PH, a community-led running event by women, for women. As a proud event partner, Bigo Live enables women participants to inspire, connect, and support one another through livestreaming. “We recognise that women turn to Bigo Live to discover new ideas, form meaningful connections and be part of a supportive community. We’re dedicated to cultivating a digital space where women are represented regardless of their background and empowered to thrive and reach their full potential,” said Bigo Live Philippines’ spokesperson.

As a creator-first platform, Bigo Live offers incentive programs that reward creators who produce engaging content and contribute to the community. The platform champions financial empowerment by providing female creators with opportunities to grow their fanbase, opening doors for income generation through various avenues such as virtual gifting on the app or potential brand partnerships.

Top Host and BIGO Awards Gala Philippines Annual Beans Championship Winner Jannine Joyce T. Cartagena (BIGO ID: Ninjajannine) highlighted the platform’s impact on her career: “Bigo Live has been a pivotal platform in my life, offering incredible opportunities that I wouldn't have had otherwise, such as travelling and sharing my talent with a global audience. While I've explored other platforms, I always return to Bigo Live because of its strong community and support. It's where I built my initial following, honed my skills, and truly realised my potential. I'm grateful for the continued opportunities Bigo Live provides me to connect with fans, collaborate with other creators, and grow both personally and professionally,” Jannine added.

Bigo Live believes that women empowerment is fundamental to building a more inclusive and equitable world. By giving women the space to express themselves, showcase their talents, and connect with a global audience, Bigo Live is breaking down barriers and creating a more level playing field. The platform remains committed to continuing its efforts to support and empower women worldwide, creating a lasting positive impact on their lives.

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Darwinbox Raises $140 Million Investment Co-led by Partners Group and KKR to Accelerate Global Expansion

Darwinbox Raises $140 Million Investment Co-led by Partners Group and KKR to Accelerate Global Expansion

Wednesday, March 12, 2025

Darwinbox, a leading global human resource (“HR”) technology platform, today announced the signing of definitive agreements under which Partners Group, one of the largest firms in the global private markets industry (acting on behalf of its clients), and funds managed by KKR, a leading global investment firm, will co-lead an investment of $140 million in the company, with additional participation from Gravity Holdings. The addition of Partners Group and KKR to an already-solid cap-table underscores Darwinbox’s strong momentum over the recent years. The investment positions Darwinbox well to deepen its technology leadership and accelerate its international expansion plans.

Founded in 2015, Darwinbox is a mobile-first and AI-enabled human capital management platform that serves more than 1,000 enterprises around the world. In less than a decade, Darwinbox has expanded internationally across multiple markets, including Asia Pacific, the Middle East, the United Kingdom, and the United States. In particular, since its entry into North America two years ago, the company has seen significant traction and is doubling down on its regional presence. Over the last two years, Darwinbox has built a robust and diversified global portfolio, having achieved a fivefold growth in revenue in international markets, with over 60% of new revenue coming from international markets.

In 2024, Darwinbox was recognized as a Challenger in the Gartner Magic Quadrant for Cloud HCM Suites for enterprises with more than 1,000 employees, making it the youngest and only Asian company to receive the accolade.

Since establishing a local presence in the Philippines, Darwinbox has swiftly become the go-to HCM platform for top Filipino enterprises, growing 2X year on year. Leading brands in the country like Gokongwei Group, BPI, SM Prime, Security Bank, Filinvest Group, MPTC, Home Credit, URC, Federal Land, Starbucks, and Toyota Motor Philippines trust Darwinbox to modernize HR. Proudly partnering with over 10 conglomerates in the Philippines, Darwinbox recognizes the country as a pivotal market within Southeast Asia. The company has launched its multi-country payroll solution in the country early this year further strengthening its commitment to delivering localized, high-impact HR innovations tailored to the unique needs of Filipino businesses.

“This investment is a testament to Darwinbox’s strong fundamentals and the trust we have earned from our 1,000+ global customer base,” said Jayant Paleti, Co‐founder of Darwinbox. “By placing the employee experience front and center — and ensuring our platform is deeply configurable to diverse local needs — we have helped transform HR for enterprises globally. With top-tier investors backing us, we’re poised to amplify our global momentum and deliver innovative AI‐powered solutions for thousands of enterprises worldwide.”

Cyrus Driver, Managing Director, Private Equity, Partners Group, comments, “Darwinbox operates in the rapidly growing HR tech market, which we have been tracking through our thematic research. The company is acting as a key disruptor to legacy platforms in this space, investing heavily in product innovation, generative AI, and global expansion, and is well positioned to take market share. We look forward to working with Darwinbox’s talented management team on driving future growth. The company represents another exciting addition to our private equity growth portfolio.”

Akshay Tanna, Partner and Head of India Private Equity, KKR, said, “Darwinbox has established itself as a leading player in the human capital management space in a short span of time through its focus on innovation and customer centricity. We are pleased to support Darwinbox on its next stage of growth and will look to draw from our global network and expertise to accelerate its international expansion ambitions.”

Globally, over 3 million employees from leading brands — including Starbucks, Nivea, AXA, Cigna, WeWork, Crisil (an S&P company), T-Systems, and more — rely on Darwinbox’s platform for modern HR management. Darwinbox’s recent wave of product rollouts — highlighted by a multi-country payroll solution and enhanced GenAI features — demonstrates its commitment to next-generation HR innovation.

Partners Group invested through its growth equity strategy, which applies a thematic approach to identify investment opportunities in growth-stage companies globally. Partners Group made its first growth investment in 2013 and has deployed around USD 2.5 billion in the space to-date. The firm’s recent growth investments include Lumin Digital, a leading cloud-native digital banking provider, and Neara, one of the first AI-powered predictive modeling software platforms for critical infrastructure.

KKR makes its investment from its Asia Next Generation Technology strategy, which seeks to support the growth of innovative, disruptive companies in Asia across consumer technology, software, and FinTech. This marks KKR’s latest growth equity investment in India and the region, including Rebel Foods, an internet restaurant company in India; Lenskart, an omni-channel eyewear retailer; Livspace, an omni-channel home interior and renovation platform; KiotViet, a SaaS platform for SMBs in Vietnam; and Privy, a digital trust provider in Indonesia.

Avendus Capital acted as the financial advisor and investment banker on this transaction.

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GenAI Capabilities rolled out to 100% of Manulife’s Workforce with 75% Engagement Rate

GenAI Capabilities rolled out to 100% of Manulife’s Workforce with 75% Engagement Rate

Friday, March 7, 2025

Manulife’s digital capabilities, including AI-enabled enhancements, are expected to generate a threefold return on investment over five years through 2027

Manulife announced that over 75 percent of its global workforce are engaged with GenAI through learning, immersive experiences and tools, including ChatMFC, its proprietary GenAI assistant introduced in 2024. Manulife has been actively investing in AI tools to embed across its workforce since the AI practice was introduced nearly ten years ago.

By democratizing access to AI-enabled solutions, the Company is empowering colleagues to harness its potential in their daily workflows, enhancing efficiency and driving innovation. AI is not a stand-alone function at Manulife, it is an integral part of how the company operates across teams, geographies, and business units.

A Culture of AI Democratization and Innovation

“AI is transformative, and it is creating efficiencies for how we work, create, and interact with one another,” said Jodie Wallis, Global Chief Analytics Officer, Manulife. “By equipping our teams with GenAI tools, we’re enabling them to work smarter, move faster, and make a bigger impact. We’ve doubled our AI-driven impact by diversifying and expanding solutions, strengthening data and AI platforms, and practicing responsible AI governance, proving that our teams see real value.”

Manulife has made a multi-billion-dollar investment in its’ digital transformation including a cloud-based data and AI platform and scaled AI solutions. Today, the Company has deployed:

● ChatMFC, available across Manulife’s global workforce, this GenAI tool can be used to automate routine tasks and allow employees to focus on higher-value, strategic work.

● A skills-building program that empowers colleagues at all levels to understand, experiment with, and apply AI effectively.

● More than 35 GenAI use cases across Canada, the U.S., and Asia have been deployed to-date, with an additional 70 GenAI use cases prioritized to be deployed by the end of 2025. These GenAI use cases are sourced from the Company’s pipeline of over 400 GenAI solutions submitted by its workforce.

● A dedicated talent pool of nearly 200 global data scientists and machine learning engineers, embedded across the organization to scale AI capabilities.

Manulife’s Global AI Strategy: Scaling Responsibly

“AI is driving efficiency, fueling growth, and strengthening our bottom line globally,” said Karen Leggett, Global Chief Marketing Officer, Manulife. “By embedding AI at scale, we’re not just optimizing operations – we’re empowering colleagues to deepen customer relationships, improving advisor connections, and unlocking new revenue streams. As a strategic enabler of long-term success, AI will continue to be a cornerstone of Manulife’s responsible and scalable growth.”

Manulife’s commitment to responsible AI ensures that innovations align with ethical, safety, and sustainability standards. The company's Responsible AI Principles guide how solutions are designed, developed, and deployed, reinforcing trust and transparency in AI applications.

Beyond ChatMFC, AI is being embedded in customer interactions, operations, and strategic decision-making. Examples include:

● New Ways of Working: Manulife's new AI-enabled translation tool provides global access to self-serve real-time translations in 9 languages, increasing efficiency and speed.

● Revenue Growth: The Sales Enablement Tool, initially launched in Singapore, provides personalized insights to advisors. Its rapid global expansion, including to wholesalers, has expanded to multiple global markets.

● Customer Experience: GenAI-powered solutions now support over 110 million calls annually, with further expansion planned this year. Deployed across all North America contact centres and being scaled to our Asia operations, the technology enhances response speed, accuracy, and service quality by providing agents with instant, source-backed answers and confidence scores.

Manulife’s AI roadmap for 2025 is designed for impact, deepening AI-driven insights, enhancing personalization for customers and advisors, and expanding investment in scalable, responsible solutions. By ensuring every colleague can leverage AI in their work, Manulife is strengthening its position as a leader in AI adoption across financial services.

Manulife expects their digital capabilities, including AI-enabled enhancements, to generate a threefold return on investment over five years through 2027 with over $600 million of benefits realized in 2024 from our digital initiatives globally .

To learn more about Manulife’s AI progress, visit: https://www.manulife.com/en/about/ai.html

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DoubleVerify Launches Content-Level Controls on Meta, Powering Media Quality and Advertising Effectiveness

DoubleVerify Launches Content-Level Controls on Meta, Powering Media Quality and Advertising Effectiveness

Tuesday, February 25, 2025

Global brands gain comprehensive coverage with both content-level avoidance and post-bid measurement, augmenting ad quality controls on Facebook and Instagram

DoubleVerify (“DV”) (NYSE: DV), a leading software platform for digital media measurement, data and analytics, has announced the launch of content-level controls for Meta’s Facebook & Instagram Feed and Reels – expanding the company’s footprint of trusted, independent brand suitability and media performance tools. This release will allow advertisers to proactively avoid content they deem unsuitable before their ads are served, enhancing brand impact across Meta’s platforms. This launch builds on last year’s release of post-bid brand safety and suitability measurement on Meta’s Facebook and Instagram Feeds and Reels.

“DoubleVerify’s new content-level controls are a game changer for advertisers,” said Mark Zagorski, CEO of DoubleVerify. “By combining content-level controls with post-bid measurement, we’re enabling brands to maximize both the quality and impact of their campaigns. Advertisers can ensure their ads appear in environments that align with their brand, powering media effectiveness and boosting advertising ROI. This release strengthens our commitment to provide industry-leading, independent solutions that help brands improve quality reach and drive meaningful engagement on platforms like Facebook and Instagram.”

Implementing a comprehensive media authentication strategy aligns protection controls with post-bid measurement, delivering significant value to brands. Post-bid measurement analyzes content after impressions are purchased, offering advertisers insights into ad delivery that aligns with their brand preferences. DV’s newly launched content-level controls evaluate inventory before impressions are delivered, and identify content that falls below the brand safety floor and does not align with the company's suitability tiers in an automated manner –– supporting the delivery of ads to appropriate environments. This approach helps brands optimize future campaigns and media investment decisions.

In addition, DV has rolled out 30 new and unique content-level avoidance categories, such as Youth and Young Adults, Youth Entertainment, and Gambling. These expanded categories offer advertisers precise control and protection tailored to their brand preferences.

With this release, advertisers will benefit from:

End-to-end Performance: Seamless alignment of content-level controls with post-bid measurement, improving campaign suitability rates, reducing media waste, and enhancing ad performance on Meta’s Facebook & Instagram Feed and Reels campaigns.

Operational Efficiency: Automated, hourly refresh of content-level avoidance that requires no manual intervention.

Trusted Coverage: Independent, third-party monitoring and protection of ad placements.

DV’s solution is powered by its proprietary, AI-powered Universal Content Intelligence™ classification engine. DV analyzes video, image, audio, speech, and text elements to deliver superior content classifications at scale. Its innovative key frame extraction method is a smarter and faster way to analyze video content. Instead of examining each video frame, which can be repetitive and time-consuming, key frame extraction focuses only on the most important moments where changes happen. This streamlined approach ensures quicker, more accurate analysis, uses less computing power and reduces environmental impact –– ensuring efficient analysis of campaigns, without sacrificing quality or precision.

Measurement data insights and content-level controls are available through DV Pinnacle®, the company’s unified service and analytics reporting platform, enabling advertisers to monitor and optimize their Meta ad campaigns.

For more information about DoubleVerify, visit http://www.doubleverify.com.

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Appdome Stops AI-Deep Fakes at the Mobile Doorstep

Appdome Stops AI-Deep Fakes at the Mobile Doorstep

Unveils 30 Groundbreaking Deep Fake Detection Plugins to Strengthen ATO Protection inside Android & iOS Apps

Appdome, the leader in protecting mobile businesses, today announced it is extending its Account Takeover Protection suite with 30 new dynamic defense plugins for Deep Fake Detection in Android & iOS apps. The new plugins are designed to guarantee the integrity of Apple Face ID, Google Face Recognition and 3rd party face and voice recognition services against AI-generated and other deepfake attacks. Like all Appdome defenses, each of the 30 new dynamic defense plugins for Deep Fake Detection is available by choice using the Appdome platform without the need to integrate code, perform manual coding, implement SDKs, or deploy servers.

“The mobile economy depends on the integrity of facial recognition, FaceID and other biometric authentication methods as they are more and more used to reduce friction,” said Eric Newcomer, CTO and Principal Analyst, Intellyx. “However, attackers are constantly finding new ways to bypass biometric authentication. Appdome is taking on the challenge of AI-Generated Deepfake Attacks head on and providing mobile businesses the granular detection and control defenses to stop these attacks inside the mobile app, preventing them from passing attack data to other systems. This is a great way to combat ATOs and ODF quickly and efficiently.”

The mobile economy trusts Face ID and facial recognition for authentication, Know Your Customer (KYC) compliance, and to combat on-device fraud (ODF). Mobile brands rely on facial recognition, including liveness checks, to streamline authentication while also building and maintaining trust with their users. Brands tell users that facial recognition will ensure that only the authorized account holder can access their apps, accounts, and services. However, the number and sophistication of attacks targeting every aspect of facial recognition and biometric authentication have exploded in the last nine months, driven by the rise of AI-generated deepfakes, virtual cameras, image substitution, buffer attacks, voice cloning and other methods. Deepfake attacks easily generate hyper-realistic and adversarial replications or manipulations that can fool facial and voice verification systems. Sometimes attackers use virtual cameras to inject pre-recorded or live video streams into the facial recognition process. Other times, image buffer attacks manipulate face data processing in real time to bypass liveness detection processes. The speed of evolution, ease of use, and ubiquity of deepfake attacks make deepfake detection one of the top anti-fraud and anti-ATO objectives for brands and enterprises in 2025.

“Everyone, from mobile app developers to enterprises to Face ID and Facial Recognition vendors, are struggling with the technical challenges of detecting AI-generated Deepfakes and Face ID Bypass techniques,” said Tom Tovar, CEO of Appdome. “While no one can stop the creation of deepfakes, we’ve succeeded in stopping their use inside mobile applications and we’re making our innovations available to mobile app developers and face recognition vendors alike.”

Despite the growing sophistication of Face ID and facial recognition services for mobile applications, Face ID bypass techniques, which manipulate biometric authentication processes, use virtual cameras and use AI-generated synthetic images or streams to mimic legitimate users, have started to outpace biometric authentication methods. Additionally, malicious actors are developing tools and techniques to exploit vulnerabilities in device hardware, face recognition software and face recognition APIs to compromise the integrity of biometric authentication. These challenges highlight the need for enhanced security measures around the biometric authentication workflows, to safeguard Face ID and facial recognition against deepfake attacks.

Appdome’s Deep Fake Detection plugins sit on top of OS-native or third-party Face ID, facial recognition and voice recognition methods, including face verification SDKs. This approach ensures that any facial recognition process is secure from deepfake attacks and provides enhanced integrity and security for authentication workflows, regardless of the provider. Specific attack vectors that Appdome’s Deep Fake Detection protects against include:

Face ID Bypass: Detects attempts to bypass Native Android and iOS biometric, facial recognition authentication systems on mobile devices, including FaceID and Biometric API calls, hardware abstraction layers and more.

Deep Fake Apps: Detects deepfake and face swap apps that can be used to spoof facial recognition services used by Android and iOS applications, including in combination with virtual camera and video injection tools.

Deep Fake Video Detection: Detects synthetic identity attacks, video injection, frame and image buffer attacks, Direct Memory Access (DMA) attacks, monitors face embeddings and more.

Appdome Liveness Detection: Applies primary or secondary liveness check to ensure a real face is used during the facial recognition process, applying AI models to verify 3D depth, skin texture, lighting, eye reflectiveness, the strength of liveness image, and more.

Voice Cloning: Detects synthetic voice spoofing and voice cloning apps when in use with the protected application, perfect for applications that rely on “my voice is my password” authentication workflows.

Brands and businesses can expect each Appdome defense to detect a Deep Fake attack as well as its variants. Appdome dynamic defense plugins use real-time behavioral analysis to detect the behaviors and methods that the multitude of FaceID bypass and AI-based Deep Fake and Voice Cloning Tools use to exploit authentication checks in Android & iOS apps. As a learning system, it constantly evolves to ensure continuous defence against Deep Fakes and related threats.

“It’s amazing how fast facial recognition, FaceID and other biometric authentication methods were undermined by AI-generated deepfakes in the mobile economy,” said Chris Roeckl, Chief Product Officer at Appdome. “Appdome is the only solution on the market that places sentries and defenses deep in the execution framework of the mobile application to prevent the deepfake delivery model and well as the use of deepfakes in the applications themselves.”

Like all Appdome mobile app defenses, the new deep Fake Detection plugins combine the power of choice-driven defense in depth, and no-code, no SDK delivery with innovative on-device detection, defense, and intelligence options to satisfy any implementation objective. All Android & iOS Deep Fake Detection Plugins are available with Appdome’s Threat-Events™ Intelligence and Control Framework and ThreatScope™ Mobile XDR service. Threat-Events allows mobile brands and facial recognition SDK and API providers to gather data on each attack and use the data to control the application or user experience when deepfake attacks happen. Mobile brands and facial recognition SDK and API providers can use Threat-Events to gather deeper threat intelligence and create unique workflows and user messages leveraging the power of their brand voice when threats are present. Mobile brands can track and monitor Deepfake attacks via Appdome’s ThreatScope™, either before or after the deployment of the anti-Deep Fake features.

Learn more about Appdome’s Deep Fake Detection.

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Safer Internet, Safer Futures: Helping Young Users Navigate the Online World this Safer Internet Day

Safer Internet, Safer Futures: Helping Young Users Navigate the Online World this Safer Internet Day

Tuesday, February 18, 2025

While today’s young people are digital natives, their familiarity with technology doesn’t always shield them from online threats. In the Philippines, users are 33 times more likely to encounter risks on unsafe platforms like pirate websites, highlighting the need for stronger safeguards. For children, the dangers are even greater. Their natural curiosity and frequent online activity make them prime targets for malicious content, online predators, and unauthorized data collection.

One alarming trend is the rise of AI-driven attacks, including highly convincing deepfakes enabled by generative AI. Last year, deepfakes impersonating prominent public figures in the Philippines made headlines and impacted reputations. This risk will only continue – in fact, Palo Alto Networks predicts that 2025 is the year deepfakes go mainstream in Asia Pacific. If high-profile individuals can fall victim to identity fraud, children and young people—who are increasingly active on social media and frequently share content—face even greater risks.

These growing concerns have led to efforts in the region to implement stronger digital protections. For example in Singapore, discussions are ongoing about age-based restrictions on social media access, with the country engaging with Australia to understand its approach following Australia’s proposal to ban children under 16 from these platforms..

Recognizing the urgent need to protect young users from online threats, Palo Alto Networks emphasizes the importance of fostering safer digital practices this Safer Internet Day. By promoting good online habits and building awareness, everyone can play a role in protecting young users from digital threats. Here are some practical tips to help families and schools create a secure online experience:

For Parents and Guardians:

Secure devices: Keep all devices updated with the latest software and strong, unique passwords to safeguard against cyber threats.

Teach safe internet habits by example: Demonstrate responsible online behavior to encourage children to adopt similar practices.

Create a safe digital space: Place computers in common areas and set up restricted accounts to ensure children’s online safety.

For Schools and Educators:

Teach cyber hygiene: Educate students, staff, and parents on recognizing phishing links and verifying email senders.

Encourage open discussions: Create safe spaces for students to address cyber mistakes, such as clicking on phishing links, without fear of judgment.

Promote secure communication: Promote the use of “safe words” to verify the authenticity of calls or messages and prevent impersonation scams.

While parents and educators play a crucial role in online safety, young users themselves must practice good online habits to protect themselves from digital threats. Here are some ways for them to stay safe online:

For Young Online Users:

Update devices regularly: Security updates protect devices from hackers.

Use strong passwords or passphrases: Combine four or more random words to create passwords that are hard to guess but easy to remember.

Enable multi-factor authentication (MFA): Add an extra layer of security by requiring more than just a password to log in.

Be cautious online: Avoid clicking on links or opening files from unknown sources.

Report suspicious activity: Inform a trusted adult or report to a cyber safety site if something seems unusual.

Nearly 70% of children and adolescents worldwide faced cyber risks, reinforcing the urgent need for stronger safeguards. These dangers take many forms, including exposure to inappropriate content, online exploitation, cyberbullying, and the impact of excessive screen time—growing more complex as young users become more active online.

"Children today face growing cyber risks with bad actors taking advantage of their digital habits, trust in online platforms, and lack of awareness,” said Oscar Visaya, Country Manager of Palo Alto Networks in the Philippines. "Cybersecurity is no longer an afterthought in child protection—it must be a fundamental pillar. At Palo Alto Networks, we are committed to equipping parents, educators, and young users with the knowledge and tools to recognize, prevent, and respond to these threats, ensuring they can explore, learn, and connect in a safer digital environment.”

Safer Internet Day is a powerful reminder of the growing risks young people face online. Palo Alto Networks supports this mission through its Cyber Safe Kids initiative, which provides families and schools with interactive tools, educational resources, and expert guidance. These resources help create safer digital spaces where young users can explore and learn with confidence.

As the digital world continues to evolve, protecting young users online remains a critical priority. By combining awareness, education, and proactive measures, we can equip young people with the skills and confidence to navigate the digital environment safely and responsibly.

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UnionBank champions AI-driven future at inaugural SONAI 2025

UnionBank champions AI-driven future at inaugural SONAI 2025

Monday, February 10, 2025

At the Philippine Global AI Council’s “State of the Nation in AI (SONAI)” congress, Union Bank of the Philippines (UnionBank) showcased its leadership in AI-driven innovation to enhance customer experience, streamline operations, and strengthen cybersecurity.

SONAI 2025 gathered policymakers, industry leaders, and academics to shape a national AI strategy for global competitiveness. Global AI Council founder Kate Hancock emphasized the need for AI education and accessibility to prevent disparities in the digital era.

UnionBank’s AI Center of Excellence head, Dr. Adrienne Heinrich, highlighted the Bank’s customer-centric approach and the potential of AI to enhance and augment cybersecurity measures. “Currently, we are using AI to analyze our customers’ transactional behavior so that we can catch early on any suspicious activity. This also helps increase operational efficiency by giving us insights around process optimization. For example, there can be so many false positives in suspicious transaction reporting, but because we have an AI model in place, we’ve brought these findings down significantly. This gives investigators more time to focus on the real critical cases.”

“Choosing not to move forward and adopt AI will not stop bad actors from using that technology for their own means. So for us, we anticipate, adapt, learn about AI and its advancements, and wield it proactively,” concluded Dr. Heinrich as she stressed how AI is transforming, not eliminating, jobs—similar to how ATMs initially and mobile apps eventually reshaped banking roles.

Dr. Donald Lim, President of Global AI Council Philippines, urged the country to lead in AI adoption rather than just be users. Global AI Council Philippines Chairman Brian Poe Llamanzares reinforced the importance of AI in driving economic growth and ensuring the country remains competitive.

UnionBank remains committed to responsible AI adoption, championing ethical and inclusive technological advancements that drive security, innovation, and economic progress.

For more information on UnionBank’s next-generation banking initiatives and its commitment to AI-driven innovation, visit the UnionBank website, or follow for updates on Facebook, X (formerly Twitter), Instagram, or Youtube. For any concerns, you can contact us through our Customer Service Hotline at (+632) 8841-8600. Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas .

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Palo Alto Networks Prepares Organizations for Quantum Security with QRNG Open API

Palo Alto Networks Prepares Organizations for Quantum Security with QRNG Open API

Monday, February 3, 2025

Consortium of innovators paves the way to make a quantum secure future accessible to all

Palo Alto Networks (NASDAQ: PANW), the global cybersecurity leader, has announced the release of a Quantum Random Number Generator (QRNG) Open API framework, empowering organizations to prepare for future quantum security threats. The framework, developed in partnership with six innovators across the QRNG field, addresses the need for multi-vendor interoperability across the industry and enables organizations to invest in and build QRNG-based systems that are resilient regardless of the underlying technology or company.

Rich Campagna, SVP Product Management, Palo Alto Networks:

"Helping the world become quantum safe is much more than any one cybersecurity company, government agency or critical infrastructure organization can tackle alone. Collaboration in the QRNG field is vital to future-proofing against quantum computing threats and we are committed to our work with standards bodies, global governments and our partners to help steer the industry toward standardization. We are thrilled to launch the QRNG Open API to benefit as many organizations as possible."

The future convergence of AI, ML, deep learning and classical supercomputing with quantum computing necessitates securing today's systems against quantum-enabled attacks. QRNG is a technology that uses the principles of quantum mechanics to generate truly random numbers, which are essential for creating secure cryptographic keys. Experts recommend the use of recently released NIST post-quantum cryptography (PQC) standards in combination with QRNG to give organizations the best chance to protect against future threats. The QRNG Open API framework eliminates barriers to QRNG adoption, helping global organizations access the highest quality cryptographic operations possible as they prepare for quantum computing technology.

Available through the Palo Alto Networks GitHub portal, the QRNG Open API can be embedded into any application. Later this year, Palo Alto Networks Next Generation Firewalls (NGFWs) will support the QRNG Open API, enabling the network security platform to bring in entropy for cryptographic functions.

Developed by Palo Alto Networks and leading QRNG technology partners, Anametric, ID Quantique, Qrypt, Quantinuum, Quantropi and Quside, the QRNG Open API will:

• Simplify QRNG integration by removing proprietary silos.

• Maximize interoperability in multi-vendor networks and promote freedom of choice, allowing customers to select the best technologies and systems for their needs, including both cloud-based and on-prem solutions.

• Accelerate QRNG adoption by removing barriers with a collaborative, open approach.

• Provide a common mechanism for obtaining high-quality entropy from an external QRNG platform.

QRNG Open API initiative partners commented:

Fernando de la Iglesia, VP of Product, Quside:

"As a leader in quantum technology, Quside is committed to advancing the adoption of quantum randomness in cybersecurity and high-performance computing. Our key objective is to make quantum randomness more accessible by reducing adoption barriers. The QRNG Open API initiative is crucial for establishing clear and robust guidelines that meet precise user needs."

Kenny Huebsch, Director of Software Engineering, Qrypt:

"The biggest hurdle in helping organizations adopt quantum entropy isn't convincing them of its value - it's how complex it is to integrate into their systems..Driving toward a standard is an essential first step on a path to broader first-class support of quantum entropy sources." 

Wil Oxford, CEO, Anametric:

"Anametric is pleased to join the efforts of the QRNG Open API initiative. Establishing a standardized QRNG Open API is crucial for the cybersecurity landscape, facilitating the seamless transition to post-quantum cryptography (PQC). Our collective expertise and collaboration will ensure that our digital infrastructure remains resilient, secure, and future-ready, safeguarding data in an increasingly quantum-enabled world."

Duncan Jones, Head of Cybersecurity, Quantinuum:

"Participating in the QRNG Open API initiative enables us to work alongside other industry leaders to address a critical aspect of quantum safety that's often overlooked - the quality of randomness used in cryptographic operations. By developing a common standard for access, we're helping organizations strengthen their cybersecurity today while ensuring they maintain flexibility for the future."

Mike Redding, CTO, Quantropi:

"We believe that open standards are essential to give clients the confidence to adopt new technologies. Quantropi was honored to contribute our expertise to the QRNG Open API initiative to help make the Open API a reality. The Open API will allow clients to focus on the quality, reliability, security, and value of QRNG service offerings without the complication of evaluating implementation differences."

Grégoire Ribordy, CEO, IDQuantique:

"ID Quantique (IDQ) commercializes quantum hardware and software systems compliant with the relevant applicable standards, ensuring smooth integration with existing security framework, infrastructures, and applications. Ultimately Quantum Entropy combined with existing security solutions improves the security of end-user data and organization infrastructure today and in the future. We were delighted to support Palo Alto Networks initiative to provide a QRNG Open API to customers."

About Palo Alto Networks

Palo Alto Networks is the global cybersecurity leader, committed to making each day safer than the one before with industry-leading, AI-powered solutions in network security, cloud security and security operations. Powered by Precision AI, our technologies deliver precise threat detection and swift response, minimizing false positives and enhancing security effectiveness. Our platformization approach integrates diverse security solutions into a unified, scalable platform, streamlining management and providing operational efficiencies with comprehensive protection. From defending network perimeters to safeguarding cloud environments and ensuring rapid incident response, Palo Alto Networks empowers businesses to achieve Zero Trust security and confidently embrace digital transformation in an ever-evolving threat landscape. This unwavering commitment to security and innovation makes us the cybersecurity partner of choice.

At Palo Alto Networks, we're committed to bringing together the very best people in service of our mission, so we're also proud to be the cybersecurity workplace of choice, recognized among Newsweek's Most Loved Workplaces (2021-2024), with a score of 100 on the Disability Equality Index (2024, 2023, 2022), and HRC Best Places for LGBTQ+ Equality (2022). For more information, visit www.paloaltonetworks.com.

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Alipay+ Ecosystem Reaches 35 Partners, Connecting Merchants to More Travelers During Peak Season

Alipay+ Ecosystem Reaches 35 Partners, Connecting Merchants to More Travelers During Peak Season

Monday, December 23, 2024

• The number of travelers using their Alipay+-supported home payment app while abroad increased three times

• Alipay+ evolved to include cross-border mobile payment, destination marketing and digital lifestyle services, giving merchants more ways than ever to connect with customers

• Alipay+ expands merchant coverage to more local stores, attractions, F&B and transportation, in line with preference to 'travel like a local’

Alipay+, Ant International’s cross-border mobile payment and digitalization technology solution, announced new payment partners, expanded global merchant coverage, and introduced exclusive rewards for partners’ users in time for the year-end peak travel season.

Alipay+ now has 35 international payment partners, serving more global travelers and connecting them to more than 90 million merchants in 66 markets. Beyond seamless cross-border mobile payment, Alipay+ now includes an in-app destination marketing platform with digital lifestyle services, giving merchants direct channels to reach and engage customers. Its destination marketing platform, A+ Rewards, is available in more than 10 leading superapps, including Touch ‘n Go eWallet from Malaysia, TrueMoney from Thailand, GCash from the Philippines and Kakao Pay from South Korea.

Travel has rebounded significantly in 2024, and according to the World Travel and Tourism Council, the tourism industry will break all records in 2024, with international spending increasing by 33%.

“Travel has a significant impact to local and regional economies, uplifting communities, small businesses and livelihoods, trends expected to accelerate in 2025,” said Douglas Feagin, President of Ant International. “Through a combination of innovation and partnerships with merchants and tourism organizations, we aim to help more businesses leverage the opportunities from growth in tourism, while continually enhancing the personalized travel experience for travelers.”

Alipay+ expands merchant coverage, empowering global consumers to ‘travel like a local’

Travel habits have shifted, and travelers are increasingly spending more on localized experiences, with an 80% increase at Food & Beverage (F&B) merchants, 50% increase at attractions and 120% increase on transportation such as ride-hailing, taxis and trains. Alipay+’s expanded acceptance at these essential travel scenarios enables travelers to ‘travel like a local’ this year-end and beyond.

In additional to the expanded coverage, Alipay+ is also introducing exclusive promotions in top destinations around the world, working closely with partners to offer travelers the best deals.

Japan: Following its expanded partnership with PayPay, Alipay+ now connects with over 3 million merchants, including many local SMEs like izakayas, wagashi shops, snack stores, anime merchandise shops, and guesthouses. Travelers can enjoy special rewards at these local stores, at top attractions like Tokyo SKYTREE, Tokyo Solamachi, TOKYO mizumachi, and Ekimise Asakusa, and at top merchants such as airport shops, department stores, premium shopping malls, electronics and appliance retailers, and health and beauty stores.

South Korea: Alipay+ expanded to iconic local destinations such as Myeong-dong Night Market in Seoul, Nami Island Night Market in Gangwon-do, and Aewol Café Street in Jeju. Tourists can also use Alipay+'s partner payment apps to pay for bus rides in Jeju and taxis in Seoul. Travelers can enjoy promotions at more than 1.9 million ZeroPay merchants and other attractions and merchants such as Everland Theme Park, GS25 convenience stores and more.

Singapore: Travelers can better enjoy the world renowned attractions and food in Singapore, with Alipay+ recently accepted at Mandai Wildlife Reserve, which includes the Singapore Zoo, Night Safari and Bird Paradise, and expanded F&B merchants which include top foodie experiences such as CHAGEE, Toast Box and BreadTalk, and historical food site, Lau Pa Sat.

Malaysia: Alipay+ makes it easier for travelers comminuting between the airport and city with its acceptance at KLIA Express Rail Link in the capital. Pavilion KL, one of the top shopping malls with a wide collection of international and local brands and food also joins as one of the latest Alipay+ partners. Alipay+ is additionally connected with DuitNow QR with close to 2 million merchants.

Thailand: Alipay+ offers exclusive promotions at leading retailers under Central, Siam and King Power, and everyday conveniences such as 7-Eleven, BigC, Boots and BTS trains.

Philippines: Alipay+ has grown its coverage in key cities in the Philippines and is now accepted by more than 140,000 merchants, including the Mall of Asia, one of the largest shopping malls in the world.

Cambodia, Nepal: Alipay+ recently established new national standardized QR partnerships in Cambodia via KHQR and Nepal via NepalPay QR, providing ease of payment at more than 1 million and 875,000 local businesses respectively.

United Kingdom: Travelers can now more easily explore the arts culture in London, with Alipay+ recently accepted at Van Gogh House, in an historic building in London. Promotions are available at some of the most iconic retail destinations in London, including Harrods, Selfridges, Liberty of London, Harvey Nichols as well as at Bicester Village.

Germany: Alipay+ will introduce the “German Shopping Festival”, bringing together a wide range of German merchants, offering exclusive discounts, Christmas-themed travel guides, and unique shopping experiences.

France: Travelers visiting France will enjoy a promotional instant cashback on purchases at some of the top retail destinations in Paris such as Galeries Lafayettes, La Vallée Village and Printemps Haussman.

Italy: Alipay+ is now accepted at the biggest duty free store in Italy, Aelia Duty Free (Lagardere Group) at Rome airport. Additionally, Tinaba e-wallet users will benefit from cashback promotions running until end of January at Alipay+ enabled merchants across the country.

Istanbul: Alipay+ is now accepted at Unifree Duty Free at Istanbul Airport, the second busiest airport in Europe.

Abu Dhabi, Dubai: Travelers will benefit from a direct discount at key retailers such as Dubai Mall, Mall of the Emirates, and at key duty-free stores and airports, including Dubai Duty Free and Abu Dhabi Duty Free

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Reimagining Payments with Visa: Key Trends Shaping the Future of 2025

Reimagining Payments with Visa: Key Trends Shaping the Future of 2025

Friday, December 13, 2024

Innovations and consumer-driven shifts redefining the payments landscape—empowering seamless, secure, and smarter transactions in a rapidly evolving digital economy.

Payments are undergoing a significant evolution, driven by advancements in technology and evolving consumer behaviors. In 2025, the payment landscape globally and in the Philippines is set to become more seamless, secure, and interconnected, according to Visa, a global leader in payments technology. These changes reflect a broader movement toward efficiency and inclusivity, reshaping how individuals and businesses engage with digital transactions.

This shift unlocks diverse purchasing opportunities and fosters greater confidence in embracing global e-commerce. At the same time, businesses harness innovative tools to optimize operations, elevate customer experiences, and maintain a competitive edge in a tech-driven market. With the expansion of cross-border e-commerce and the adoption of dynamic security frameworks, here’s a closer look at the trends redefining how Filipinos pay, shop, and do business in 2025.

Trend #1: E-commerce will continue to expand Filipino shoppers’ horizons to explore global retail

E-commerce has been a game-changer, enabling consumers to have unprecedented access to retail options from all over the world. In 2025, the trend toward cross-border shopping will continue to gain momentum, thanks to growing consumer confidence and innovations in digital platforms.

According to Visa’s Green Shoots Radar Survey, Filipino consumers shopping on cross-border e-commerce sites rose from 27% in 2023 to 32% in 2024. Nearly one in five Filipino shoppers now makes an overseas e-commerce purchase every month. This upward trajectory highlights a shift in consumer behavior with Filipinos exploring global markets with increasing ease and enthusiasm.

Emerging technologies, such as video commerce, are set to enhance this experience further. Video-based shopping, which blends entertainment with transactions, offers a more interactive and engaging journey for buyers. As these innovations take hold, 2025 promises to make cross-border shopping more intuitive and enjoyable, unlocking a world of opportunities for both consumers and businesses.

Trend #2: Connected Commerce Redefines Ease in B2B Payments for Filipino Enterprises

The concept of connected commerce is transforming the way Filipino enterprises handle B2B transactions. By integrating seamless global wallet connectivity and real-time payment options, businesses both large and small can now transact across borders with remarkable ease, which will be beneficial for SMEs hoping to grow their businesses.

In 2025, solutions like Visa Direct will lead the charge by providing interoperable real-time payment (RTP) networks capable of processing multiple currencies. These advancements address long-standing pain points in cross-border transactions, offering businesses flexibility through features that support multiple payment preferences—be it debit, credit, or installment—and advanced AI-driven fraud prevention.

This unified approach to global payment systems not only simplifies processes but also enhances efficiency and trust. For Filipino enterprises, it paves the way to stronger competitiveness in the international market by enabling faster, more secure, and cost-effective payment solutions.

Trend # 3: Dynamic Security Elevates Trust as Payments Transform for Filipinos

As digital payments gain further traction, ensuring security becomes paramount. The Department of Information and Communications Technology (DICT) reported Philippines’ improved ranking in the United Nations Global Security Index, with the Philippines actively closing the cybersecurity gap, by providing technical skills, collaborating with other countries, organizing cybersecurity efforts, and building capacity to fight cyber threats.

By 2025, dynamic security frameworks will become best practice in helping to redefine the payment experience, blending cutting-edge technologies with consumer trust. AI-powered fraud prevention and machine learning are pivotal in this evolution. These technologies enable businesses, such as banks, to anticipate and neutralize cyber threats, fostering a resilient digital payment ecosystem. Solutions like Visa’s tokenization and Consumer Authentication Service (VCAS) are reducing fraud risks while maintaining seamless transactions. VCAS, for instance, leverages Risk-Based Authentication (RBA), which uses data-driven insights such as device details and past spending patterns to assess risks in real-time. Compared to traditional OTP SMS, VCAS supports next-gen out-of-band authentication methods, enabling cardholders to verify transactions through biometrics, facial recognition, and more. This approach eliminates unnecessary challenges, providing frictionless transactions while enhancing security.

Additionally, Generative AI is emerging as a transformative force in personalizing payment experiences. The concept of “self-driving” finance—where AI automates and optimizes financial decisions—will redefine convenience for Filipino consumers. Visa has invested more than US$10 billion in AI and data infrastructure over the past 10 years to transform the payments experience. Businesses, too, will benefit from real-time monitoring and proactive threat detection, creating a safer environment for all.

Jeffrey Navarro, Country Manager for Visa Philippines, said: “As the world becomes more interconnected, reimagining payments goes beyond just technological innovation—it’s about creating a seamless, secure, and accessible ecosystem that enables individuals and businesses to navigate the global economy with confidence. This means developing payment solutions that not only enhance convenience but also ensure safety and inclusivity, empowering people from all walks of life to participate in the digital economy. At Visa, we are committed to continuously evolving the digital payments landscape, making sure that our solutions are not just advanced but also inclusive, providing access to all.”

With innovations ranging from AI-driven fraud prevention and real-time payments to dynamic security frameworks, Visa continues to empower Filipinos to engage confidently in the global economy, creating new opportunities and driving growth for individuals and businesses alike. As we welcome 2025, Visa continues to shape the future of payments and continue opening new doors for seamless, secure, and inclusive digital transactions, further transforming the way Filipinos pay, shop, and do business.

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Wadhwani Foundation enhances school-to-work journey in PH with AI and $1M annual grant funding per organization

Wadhwani Foundation enhances school-to-work journey in PH with AI and $1M annual grant funding per organization

Saturday, December 7, 2024

Wadhwani Foundation, a private philanthropic institution, offers a 24/7 mobile-first AI-powered skilling platform called Wadhwani GenieAI that includes multiple AI Co-Pilots to bridge critical gaps between education and employment in the Philippines. The platform provides free career counseling tools and teacher training. The Foundation also offers grants of up to $1 million annually to organizations, supporting sustainable job creation and workforce upskilling.

At the Wadhwani Foundation Welcome Reception held at Yuchengco Museum, Makati City, President & CEO Dr. Ajay Kela shared that their free AI-powered platform equips Filipino learners with in-demand job skills and trains educators in AI-driven career counseling.

A survey recently conducted by the Foundation revealed that only 10% of K-12 graduates immediately enter the job market. While 83% pursue university education, only 25% of these university enrollees graduate from higher education institutions. The survey further showed that the remaining 75% who leave university without completing their degrees eventually join the workforce. Meanwhile, 1.5% of the graduates venture into entrepreneurship, while 5.5% fall into the category of “Not in Education, Employment, or Training.” These factors contribute to job instability and low wages.

“Our free AI-powered platform provides access to in-demand job skills that address the gaps in the school-to-work journey of K-12 students in the Philippines,” said Dr. Ajay Kela, President & CEO of Wadhwani Foundation. “We are excited to collaborate in the Philippines to leverage AI-driven solutions that empower students, improve public services, and generate jobs.”

The Foundation currently collaborates with over 60 partners across the Philippines, reaching 22,000 students through AI Co-Pilots. It helps students build in-demand job skills and make informed career choices, while also providing training for educators to deliver AI-driven career counseling.

Boosting Job Creation in PH

To boost job creation in the Philippines, the Wadhwani Foundation, through its grant-making arm, Wadhwani Charitable Foundation (WCF), also offers grants up to $1 million annually to high-impact organizations.

Wadhwani Foundation announced that they are providing grants of up to $1 million annually to organizations to drive job creation in PH. (From left: Dr. Ajay Kela, President & CEO of Wadhwani Foundation; and Angela Chen-Delantar, Vice President for Skilling of Wadhwani Foundation.)

"We are looking for non-profit organizations, enterprises, and academic institutions that share our vision to boost job creation for the 21st-century workforce," said Angela Chen-Delantar, Vice President for Skilling of Wadhwani Foundation. "Our funding will help them expand impact, enabling us to reach 1 million lives by 2030 and providing more Filipinos with job opportunities for a better future."

WCF seeks organizations in the country focused on job fulfillment or creation, with a proven track record of scaling impact. Ideal partners operate within a $1-5 million budget, demonstrating strong leadership in their sector.

Aside from the annual funding, WCF provides comprehensive support to partner organizations including access to the GenieAI platform for job creation, skilling, and placement, and opportunities to collaborate with the Foundation's global network, leveraging expertise in program management and impact measurement.

The funding initiative is also offered in other emerging economies with large and growing youth populations such as Mexico, Brazil, and Indonesia.

The Wadhwani Foundation, a non-profit tech organization founded in 2001 by Silicon Valley entrepreneur Dr. Romesh Wadhwani, is dedicated to accelerating job growth and improving lives across Asia, Africa, and Latin America.

Organizations can get  more information about the Wadhwani GenieAI at web.opportunity.wfglobal.org and apply for the grant via the Foundation’s website at www.wadhwanifoundation.org.

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AF Payments and PCG Launch beep™-Enabled ID Cards to Modernize Public Service

AF Payments and PCG Launch beep™-Enabled ID Cards to Modernize Public Service

Friday, December 6, 2024

AF Payments Inc., the leader in contactless payment technology in the Philippines, has partnered with the Philippine Coast Guard (PCG) to launch dynamic beep™-enabled ID cards. This innovative collaboration marks a significant milestone in modernizing public service through digital transformation.

Revolutionizing Identification and Payment

The newly introduced beep™-enabled ID card serves as both an official ID and a cashless payment solution. It integrates seamlessly with the beep™ ecosystem, which is widely used across public transport systems such as LRT1, LRT2, MRT3, and P2P buses, as well as retail outlets like Lawson and Uncle John’s convenience stores.

Speaking at the launch event held at the PCG National Headquarters in Manila, AF Payments Inc. President & CEO Jonathan Juan “JJ” Moreno emphasized the transformative potential of this innovation:

“The beep™-enabled ID cards will not only enhance the professional experience of PCG personnel but also make everyday transactions more seamless and rewarding. This partnership exemplifies how technology can elevate public service and drive modernization.”

Supporting PCG’s Digital Transformation

Department of Transportation (DOTr) Secretary Jaime Bautista lauded the initiative as a step toward the government’s broader modernization goals. “This project signals a forward-looking vision, integrating technology into the daily lives of those who protect our nation. The Philippine Coast Guard is setting an example of how institutions can innovate to improve efficiency and convenience for their personnel.”

PCG Commandant Admiral Ronnie Gil L. Gavan echoed this sentiment, noting how the beep™-enabled ID cards bring the organization closer to full digital visibility. He said, “This development is part of the PCG’s ongoing efforts to modernize and embrace technological advancements. It’s a testament to our commitment to innovation and service excellence.”

Key Features of beep™-Enabled ID Cards

The beep™-enabled ID cards offer PCG personnel:

Cashless Convenience: Seamless payment options across public transportation and partner retail stores.

Exclusive Rewards: Access to beep™ promotions, freebies, and rewards points.

Efficiency in Transactions: Streamlined processes for both professional and personal use.

Expanding the Scope of beep™ Technology

This milestone serves as a call to action for other government agencies to adopt beep™ technology. By leveraging innovations like the beep™-enabled ID cards, institutions can improve operational efficiency, enhance convenience for employees, and align with the national digital transformation agenda.

Partner with AF Payments Inc.

AF Payments Inc. remains dedicated to promoting innovation and invites businesses and government agencies to collaborate on similar transformative projects. Through partnerships, the company aims to push the boundaries of digital transformation in the Philippines.

To learn more or explore partnership opportunities, visit beep.com.ph/beep-business or contact the Service Desk at:

(02) 87379600 (Landline)

09175121319 (Globe Line)

09985819675 (Smart Line)

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