Ace the IELTS: British Council offers 5 easy IELTS test tips for students preparing to study abroad

Ace the IELTS: British Council offers 5 easy IELTS test tips for students preparing to study abroad

Sunday, December 1, 2024

● The International English Language Testing System (IELTS) is the widely accepted and recognised English test taken by students and professionals wanting to work, live, and study abroad.

● The British Council, through the IELTS Ready Premium, equips aspiring international students with the right tools and support to take the IELTS with confidence and ease.

● The IELTS Ready Premium is the British Council’s latest support tool, offering personalised and comprehensive resources to help Filipino students who aim to study abroad effectively prepare for their exams.

For Filipino students dreaming of studying abroad, taking the International English Language Testing System (IELTS), the global benchmark for English proficiency, opens doors to some of the most prestigious universities worldwide. The British Council, through its IELTS Ready Premium, helps test-takers by providing must-have tools, resources, including easy yet helpful IELTS test tips to confidently prepare for the exam and move closer to reaching their academic goals.

The IELTS Ready Premium is British Council’s free support tool where test-takers gain access to expert IELTS test tips, personalised study plans, and mock tests to tackle common challenges like time management, test anxiety, and complex question types. Covering all key skills—reading, writing, listening, and speaking—the tool equips students to build the confidence and skills they need to ace the IELTS exam.

Backed by research and insights of actual test-takers, the British Council shares 5 proven IELTS test tips for students to approach the exam with confidence and ease:

IELTS Test Tip #1:

Know the IELTS test format.

Knowing what to expect is half the battle won. The IELTS Ready Premium includes well-organised, easy-to-follow exercises for each section—listening, reading, writing, and speaking—that mirror the actual exam, ensuring students are fully prepared for what is to come on exam day.

“The free materials from the British Council provided me the familiarisation to navigate the test, and gave me the confidence to get the band score I needed to study abroad," shares Casey Cruz, 2nd Prize Winner of IELTS Prize 2023 Philippines and now pursuing a Master of Arts in Human Rights at Mahidol University, Thailand.

IELTS Test Tip #2:

Practise with timed mock tests.

The pressure of time can trip up even the most prepared students. Timed mock exams from IELTS Ready Premium simulate the actual test environment, allowing students to practise under pressure, and build familiarity with pacing and timing across sections.

“Taking the practice tests will take away your anxiety and worry because you will get a feel of the flow and the timing of the exam, allowing you to manage your time and plan how you can answer with the time constraint,” advises Rafi Sartin, 3rd Place Winner of the IELTS Prize 2023 Philippines, and currently completing her masters degree in Marketing at Western Sydney University, Australia.

IELTS Test Tip #3:

Follow a personalised study plan.

Every student learns differently, and a customised study plan makes all the difference. With its adaptive learning features, IELTS Ready Premium helps students study at their own pace, and focus on areas that need improvement based on individual learning styles and needs.

“The tailored study plan helped me concentrate on improving specific skills, especially with the personalised videos and targeted exercises,” shares Dorothy Pugoy, now a certified medical laboratory scientist in the United States of America.

IELTS Test Tip #4:

Focus on strengths, improve weaknesses.

Knowing what works and what doesn’t is key to effective exam preparation. The IELTS Ready Premium includes practice tests for listening, reading, writing, and speaking, which provides possible bandscores for each section, helping students pinpoint their strengths and areas for improvement.

“Writing and reading have always been my forte but it turns out that it is the field that I needed help the most. After spending hours reading handouts during my breaks, I worked on those weak spots, while strengthening the areas I had already mastered,” recalls Tracy Salazar, who reached her target band score to study abroad for a post-baccalaureate degree.

IELTS Test Tip#5:

Learn from mistakes.

Mistakes are a natural part of learning. With model answers from test takers at various band levels and detailed feedback explaining what is right or wrong, IELTS Ready Premium helps students identify and correct errors to refine their answers.

“The practice tests gave me an idea on how I was doing so far in terms of reaching my target score to work or study abroad. I appreciate having model answers in the subtests based on the band scores available, since it gave me more ideas on how to compose and improve my answers,” shares Julienne Roman, who scored above her desired band level for future plans to work in the US healthcare industry.

The British Council is committed to supporting Filipino students not just in preparing for their IELTS test exams, but also confidently pursuing their dreams to study abroad. With a range of IELTS test tips, resources and guidance through the IELTS Ready Premium, students are equipped to succeed in their studies and unlock their global career goals.

Sign-up for IELTS on computer tests in select locations until December 31 to get a special price offer, gift vouchers and access to IELTS Ready Premium. Use the promo code BCHoliday2024 when you register online at bit.ly/BCIELTSHoliday2024. To learn more about the IELTS Ready Premium’s features visit the IELTS British Council Facebook page or website.

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Allianz PNB Life Ride Safe 2.0 Supports Sustainable Impact for Communities

Allianz PNB Life Ride Safe 2.0 Supports Sustainable Impact for Communities

Active transport, particularly bike commuting, has become a popular option for avoiding traffic in the Philippines. A 2023 survey from the Social Weather Station found that more than a third of Filipinos own a bicycle. As departments of the national government and local government units work towards expanding bike lanes and building more bike-friendly infrastructure, Allianz PNB Life (AZPNBL) supports this growing movement towards a healthier, more environmentally friendly lifestyle with its Ride Safe Campaign.

AZPNBL launched its Ride Safe advocacy in 2021, through awareness campaigns on bike safety and the benefits of active transport, working closely with local government units and partnered with key cities such as San Juan, Taguig, and Manila. Recently, the leading insurance company expanded the initiative with the Ride Safe 2.0 program which seeks to support individuals and their families through livelihoods in bike repair.

Sustainable livelihood

Ride Safe 2.0 is an innovative program designed to offer specialized livelihood support to selected beneficiaries of the Family Strengthening Program (FSP) of SOS Children’s Village Pilipinas, who are interested in pursuing entrepreneurship. The project aims to address daily needs while providing a pathway to establish a sustainable income source through bike-related enterprises.

Its core components include technical entrepreneurship skills development through training programs on business management, financial planning, and bike maintenance and repair at the Hermann Gmeiner National Training Center. The participants were also able to gain knowledge through apprenticeship opportunities with experienced bike mechanics and entrepreneurs. To support their entrepreneurship journey, Ride Safe 2.0 also granted successful participants seed capital for bike mechanic hubs to cover essential start- up costs.

“Our aim with Ride Safe 2.0 is to establish a solid foundation on economic independence and sustainability through bike-related ventures,” says Ramon Lee Cualoping III, SOS Children’s Villages Pilipinas National Director & CEO.

Inclusive growth

Ride Safe 2.0 was launched in partnership with SOS Children’s Villages Pilipinas, with family participants in Tacloban, Iloilo, and Cebu villages. The program is designed to empower the participants, particularly women, with the necessary skills in establishing their own bike shops.

Three beneficiaries from SOS Children’s Village in Tacloban became bike repair entrepreneurs after undergoing comprehensive training. To support their learning journey, they received allowances for food and transportation. They opened their Bike Repair Shop in Barangay 97-Cabalawan, Tacloban City.

From Cebu, aspiring entrepreneur Joseph Salonoy has received Ride Safe 2.0 technical and entrepreneurship skills training, plus P120,000 in two tranches as his capital for his bike repair business. He was able to open his own bike repair shop in Purok Avocado, Bgy. Tawason, Mandaue City.

The Allianz-Ride Safe 2.0 grant also empowered Jeram Tubongbanua, Regen Rubin, Renato Gadot Jr., Ricky Natalio, and Fermin Lintuco Jr. to establish thriving bike shop businesses in Iloilo. Armed with initial seed capital, essential tools, and comprehensive training, these entrepreneurs have not only secured additional income streams to support their families but became vital contributors to their communities. By offering essential bike repair services and affordable parts, they have filled a critical gap in the market while promoting sustainable transportation.

“Their success stories underscored the power of collaboration, skills development, and community engagement in driving progress. The Allianz-Ride Safe 2.0 grant has empowered these individuals, ignited a ripple effect of positive change, inspired others to pursue entrepreneurial ventures, and contributed to the betterment of their communities. This is aligned with Allianz’s global strategy and commitment to investing in communities to foster resilience and confidence for a better tomorrow,” says Joe Gross, Allianz PNB Life Chief Executive Officer.

For more information about Allianz PNB Life and the Ride Safe 2.0 campaign, visit www.allianzpnblife.ph.

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Smart Ways to Make Your 13th Month Pay Work Harder

Smart Ways to Make Your 13th Month Pay Work Harder

As the year winds down, the anticipation of receiving the 13th month pay brings a sense of excitement and relief to many Filipinos. This annual bonus is not just a reward for a year of hard work, but also a golden opportunity to make impactful financial decisions. Whether you’re looking to clear debts, save for a rainy day, or invest in your future, here are five lifestyle-friendly ways to make the most of your 13th month pay and set yourself up for lasting benefits and joy.

Clear Your Debts and Breathe Easier

Imagine starting the new year without the weight of debt on your shoulders. High-interest debts, such as credit card balances or personal loans, can quickly accumulate and become a financial burden. Using your 13th month pay to pay off these debts can save you a significant amount on interest payments. This not only provides immediate financial relief but also improves your credit score and overall financial health. Picture yourself enjoying the holidays knowing you’ve taken a big step towards financial freedom and reduced financial stress.

Create an Emergency Fund for Peace of Mind

Life is full of surprises, and not all of them are pleasant. An emergency fund acts as a financial cushion for unexpected expenses like medical bills, car repairs, or sudden job loss. Financial experts recommend having three to six months’ worth of living expenses saved up. Starting or boosting your emergency fund with your 13th month pay ensures you’re prepared for any unforeseen circumstances. This fund can provide peace of mind, knowing you have a safety net to fall back on, allowing you to handle emergencies without resorting to high-interest loans or credit cards.

Invest in Your Future

Think about where you want to be in five or ten years. Investing part of your 13th month pay can help you achieve those long-term goals. Whether it’s stocks, mutual funds, or other investment options, growing your money can lead to financial stability and even early retirement. Investing can seem daunting but starting with a small amount and gradually increasing your investments can make a big difference over time. If you’re new to investing, consider seeking advice from a financial advisor to help you make informed choices. Investing now can pave the way for a comfortable and secure future.

Upgrade Your Skills and Boost Your Career

In today’s fast-paced world, continuous learning is key to staying competitive. Use your 13th month pay to invest in yourself by enrolling in courses, attending workshops, or obtaining certifications that can enhance your skills. Whether it’s learning a new language, mastering a software program, or gaining expertise in a specific field, upgrading your skills can open up new career opportunities and increase your earning potential. This investment in yourself can lead to promotions, salary increases, and greater job satisfaction, making it a valuable use of your bonus.

Leverage Financial Tools Like Mocasa

Managing finances can be tricky, but tools like Mocasa, the Philippines’ first virtual credit wallet, can make it easier. Mocasa offers a Quick Loan feature, providing up to PHP 25,000 in credit, repayable in three easy monthly installments. This can be a lifesaver if you need to make a significant purchase or cover an unexpected expense without draining your savings. Using Mocasa responsibly can help you manage your cash flow and avoid debt traps. It’s a convenient way to access credit when you need it, ensuring you can handle financial challenges without compromising your financial stability.

Your 13th month pay is more than just a bonus—it’s a chance to make meaningful changes in your financial life. By tackling debts, building a safety net, investing in your future, enhancing your skills, and utilizing smart financial tools like Mocasa, you can turn this extra income into a stepping stone for a brighter, more secure future. Download the Mocasa app in Google Play and App Store and enjoy the peace of mind that comes with smart financial planning.

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Vista Land Master Planned Developments Lead the Way for Progress in North and Central Luzon

Vista Land Master Planned Developments Lead the Way for Progress in North and Central Luzon

Tuesday, November 26, 2024

The Philippines’ leading integrated property developer, Vista Land, is at the forefront of transforming North and Central Luzon into metropolitan hubs. Through a series of master planned developments called Vista Estates, the company is positioning these estates in high-potential areas aligned with key infrastructure projects to boost connectivity, encourage economic growth, and foster sustainable development in the regions.

These integrated communities are designed to leverage ongoing and upcoming expansions in North and Central Luzon, such as new expressways, arterial roads, railways, and airport modernizations. Enhanced travel routes will not only ease congestion but make these regions highly appealing to investors, tourists, and residents.

Vista Land envisions Bramasole in Laoag, Ilocos Norte, a 20-hectare master planned development designed to blend the distinct charm of the area with modern conveniences. The estate aims to replicate the quintessential Tuscan way of life with its lifescapes––inspired by the villas of the mountain town of Cortona in Italy.

The growth potential of the city is enhanced by the Tarlac-Pangasinan-La Union Expressway (TPLEX) and the ongoing modernization of Laoag International Airport, only a few minutes away from Bramasole. Located at the northern tip of the Northwestern Luzon Growth Quadrangle, Laoag is within two hours by plane to many of East Asia's economic tigers taking off from the Laoag International Airport: Hong Kong, China, Japan, South Korea, Singapore and Taiwan.

It also stands at the forefront of green technology. The towering windmills of the Bangui Wind Farm feed the first wind-driven powerplant in Southeast Asia. Bramasole will cater to the increasing numbers of tourists and residents attracted to the local cultural and natural assets, including landmarks like the historic Paoay Church and the scenic Pagudpud beaches.

In Tuguegarao, Cagayan Valley, the anticipated expansion of the Cagayan North International Airport, coupled with improved road networks, is poised to drive tourism, educational opportunities, and increased industrial activities. Tuguegarao offers investment incentives, industrial sites, industry promotions and training for livelihood projects, as well as socio-economic infrastructure development to boost its local economy and amplify tourism. The city also boasts of skilled and professional manpower, reliable business facilities and amenities, upgraded technology, national, as well as international linkages.

The sprawling 100-hectare Rosevale, inspired by the sights and sounds of Hollywood in California, U.S.A, will mimic the sceneries and vibe of the state which is known for its bustling streets, iconic landmarks, and breathtaking views. It will offer integrated residential, retail, and leisure options tailored to the needs of the growing population, providing a lifestyle blend suited to the unique setting of the province

Urdaneta City in Pangasinan has transformed from a laidback town into a regional trade center in the Ilocos Region, earning the nickname Pangasinan Hub. It is easily accessible via the North Luzon Expressway (NLEX), the Subic-Clark Expressway (SCTEX), and the Tarlac-Pangasinan Expressway (TPLEX) from Metro Manila. Its strategic location also makes it a crucial intersection for major thoroughfares such as the Manila North Road and Urdaneta-Dagupan Road, seamlessly connecting the city to northern and southern Luzon. The Urdaneta Bypass Road alleviates traffic congestion, while the MacArthur Highway-Dagupan Asingan Road is a vital link to surrounding areas. Several bridges and key intersections further enhance connectivity within the city and to nearby towns. This advantageous positioning has propelled Urdaneta into a thriving center of commerce and trade.

With a steadily growing population, the demand for housing, businesses, and various services continues to rise, further enhancing the city's dynamic growth. Vista Land aims to develop Giardana as a central commercial hub in North Luzon, leveraging the connectivity of the area and potential to attract businesses and residents. Improved access makes Urdaneta a prime location for growth and commerce, enhancing its value to residents, businesses, and investors.

Bulakan, Bulacan is on the verge of significant growth with the anticipated completion of the North-South Commuter Railway (NSCR), which will provide efficient access to Metro Manila and Clark, and the New Manila International Airport. The modernization of commercial and business districts, educational institutions, hospitals, and recreational hubs, underscores Bulakan as a desirable location to live and work. Bulakan is strategically near North Luzon Expressway (NLEX) Tabang, Bocaue, and Philippine Arena exits that provide direct trade and routes to neighboring provinces and cities. Improvements and construction of new bypasses, such as the Balagtas-Bocaue Bypass Road, reduce traffic congestion and create a smoother travel experience.

Silaya, the newest Vista Land master planned development in Bulakan, will introduce new residential nodes designed to accommodate the increased demand for housing solutions, making it an attractive option for those seeking suburban living with convenient access to modern amenities.

Vista Land: Laying the foundation and shaping developments for tomorrow

Vista Land is committed to creating master planned developments that will flourish in the changing landscape of North and Central Luzon. As these regions continue to transform into economic powerhouses, the company is poised to lay the groundwork for innovative urban developments that promote growth while honoring unique cultural and natural heritage.

Creating better, expansive, and global-oriented offerings and experiences for its residents, as well as delivering excellent long-term investment growth for its stakeholders has always been the impetus behind the conglomerate’s continuous evolution.

For more information on Vista Land master planned developments in North and Central Luzon, visit www.vistaestates.vistaland.com.ph and follow @VistaLandAndLifescapesOfficial.

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Need a Helping Hand? Sagot ka ni JuanHand!

Need a Helping Hand? Sagot ka ni JuanHand!

Monday, November 25, 2024

Over 6 million families are dealing with the aftermath of the recent typhoon, while rising inflation continues to impact everyday household costs, leaving many Filipino families struggling to make ends meet. In the midst of these challenges, JuanHand reminds Filipinos that if they need a helping hand, Sagot ka ni JuanHand!

With the company's commitment to helping improve financial inclusion in the country, JuanHand’s "Need a helping hand? Sagot ka ni JuanHand!" campaign places family at the heart of its message. More than just a slogan, it’s a message of reassurance—reminding Filipinos that no one should face tough times alone. By offering accessible and convenient financial assistance, JuanHand empowers Filipinos to access immediate relief from the comfort of their own homes. Whether dealing with a monetary setback or managing daily expenses, JuanHand is always ready to offer a helping hand to anyone in need.

“For us, it’s important to recognize the realities Filipinos face today,” says Francisco “Coco” Mauricio, President and Chief Executive Officer of JuanHand. “We understand the struggle: Life is tough, especially when balancing a growing family, mounting bills, and unexpected costs. That is why at JuanHand, our role is clear: to give Filipinos a helping hand when they need it most,” Mauricio added.

To amplify its message of resilience and hope, JuanHand has partnered with actress and entrepreneur Arci Muñoz as its brand ambassador. With her own experience of overcoming financial struggles and building a successful business, Arci is a relatable voice for JuanHand’s mission of empowerment. “I’ve faced my share of challenges, especially with managing finances. But I’ve learned that with the right support and determination, you can turn things around. That’s why I’m proud to work with JuanHand, they’ve already helped so many take control of their financial journey, and I truly believe in their mission to empower others,” says Muñoz.

With JuanHand, the #1 fintech lending app in the Philippines, Filipinos can access loans of up to PHP50,000 and with affordable rates and minimal requirements, making it the ideal solution for those seeking financial assistance. The application process is simple and hassle-free, they just need to download the app, submit one valid ID and a few information, and approval is within five minutes. “We believe that financial support shouldn’t be complicated or out of reach. It should give Filipinos the ability to take control of their financial well-being,” explains Mauricio.

JuanHand is committed to more than just providing financial solutions; it is dedicated to educating and empowering Filipinos to make smarter financial decisions. This commitment is what makes JuanHand a trusted partner, every step of the way. To date, JuanHand has helped more than 2 million Filipinos, with over 20,000 loan disbursements per day.

Watch the campaign video here. Visit JuanHand’s official website, https://www.juanhand.com/ or their official social media pages, Facebook and TikTok, for more information.

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72nd Palanca Awards inducts 4 new Hall of Fame awardees

72nd Palanca Awards inducts 4 new Hall of Fame awardees

Sunday, November 24, 2024

Celebrates Filipino literary excellence at PICC anew

The Carlos Palanca Memorial Awards for Literature made a grand return to the Philippine International Convention Center (PICC) to celebrate its illustrious 72nd year. The prestigious event honored some of the country’s finest writers across various genres and categories and proudly inducted new additions to its Hall of Fame.

The Palanca Hall of Fame is an elite circle of awardees who have achieved the remarkable feat of winning First Prize five times, in any writing category. It now has 30 honorees following the inclusion of four distinguished writers, namely, Eros Sanchez Atalia, Mikael de Lara Co, Miguel Antonio Alfredo V. Luarca, and Joshua Lim So, cementing their legacy in Philippine literature.

The Awards also honored achievements across 22 writing categories, including the Novel and Nobela categories. Remarkably, 31 new names were recognized among a total of 54 awardees in four divisions: Kabataan, English, Filipino, and Regional Languages. All entries were meticulously evaluated by a respected panel of literary luminaries.

Gracing the night as Guest of Honor/Speaker and Gawad Dangal ng Lahi awardee was Director Jun Robles Lana. An internationally acclaimed Filipino filmmaker, Lana boasts an impressive portfolio of local and international accolades, including 12 Palanca Awards prizes and his induction into the Hall of Fame in 2006. His award-winning films include “Anino sa Likod ng Buwan,” “Die Beautiful,” “Kalel, 15,” and “About Us But Not About Us.” Lana’s achievements underscore his immense contributions to both Philippine literature and cinema.

The Palanca Awards stands as the longest-running and most prestigious literary competition in the Philippines. It was named after the businessman and philanthropist Carlos Palanca, Sr. and sponsored by the Carlos Palanca Foundation, Inc. This esteemed event maintains a tradition of encouraging writers to nurture and develop Philippine literature. A Palanca medal or recognition is a highly sought-after honor within the Filipino writing community, both locally and internationally.

Since 1951, the Palanca Awards has honored 2,580 Filipino authors with medals and certificates. As a champion of Philippine literature, it also serves as a repository of literary treasures, boasting an archive of 2,677 winning works from 1951 to 2024.

Following is the list of winners of the 72nd Palanca Awards:

KABATAAN DIVISION

KABATAAN SANAYSAY

1st Prize 

Glorious Zahara Exylin C. Alesna

Dito sa Kanlungan ng Hiraya't Katotohanan

2nd Prize

Raya T. Mitra

Sinulid at Buhay

3rd Prize

Lancelot MJ T. Edillor

Bura, Sulat

KABATAAN ESSAY

1st Prize

Brant Angelo S. Ambes

The Digital Snowball

2nd Prize

Ruth Mecanelle Magolhado

My Humanly Unhuman Friend

3rd Prize

Glorious Zahara Exylin C. Alesna

Some Things Must Never Change

FILIPINO DIVISION

MAIKLING KUWENTO

1st Prize

Mark Anthony Angeles

Gagambang-bahay

2nd Prize

Hannah A. Leceña

Siya si Ril

3rd Prize

Aljane C. Baterna

Ang Lungga

MAIKLING KUWENTONG PAMBATA

1st Prize

Christopher S. Rosales

Musikong Bumbong

2nd Prize

Brian James S. Camaya

Si Bambalito, ang Batang Bayani ng Bangkusay

3rd Prize

John Patrick F. Solano

Atang Para kay Nanang Toyang

SANAYSAY

1st Prize

Tomas F. Agulto

Tulambuhay ng Isang Makatang Laway

2nd Prize

David R. Corpuz

Autoetnograpiya ng Luksa

3rd Prize

Adelle Liezl Chua

Love Child

TULA

1st Prize

Mikael de Lara Co

Panayam sa Abo

2nd Prize

John Dave B. Pacheco

Paa, Tuhod, Balikat ng Tagakaulo: Higatang sa Pangil ng Pana-panahong Pagkalugmok

3rd Prize

John Brixter M. Tino

Dugo ng Aking Dugo

TULA PARA SA MGA BATA

1st Prize

John Romeo Leongson Venturero

Anak ng Baha! Mga Tulang Pambata

2nd Prize

John Michael G. Londres

Saklolo, Trak ng Bumbero!

3rd Prize

Eros Sanchez Atalia

Add to Cart at iba pang mga Tula

DULANG MAY ISANG YUGTO

1st Prize

Joshua Lim So

Pagkapit Sa Hangin

2nd Prize

Hans Pieter Luyun Arao

Vengeance of the Gods

3rd Prize

U Z. Eliserio

Ang Trahedya ni Bert

DULANG GANAP ANG HABA

1st Prize

WALANG NAGWAGI

2nd Prize

Miguel Antonio Alfredo V. Luarca

Ardor

3rd Prize

Andrew Aquino Estacio

Ka Amado

DULANG PAMPELIKULA

1st Prize

Andrew Bonifacio L. Clete

Championship

2nd Prize

Raymund T. Barcelon

Paglilitis

3rd Prize

Rian Jay G. Hernandez

Dobol

REGIONAL LANGUAGES DIVISION

SHORT STORY-CEBUANO

1st Prize

Michael Aaron Gomez

Pamalandong ni Antigo Mokayat

2nd Prize

Reynaldo A. Caturza

Anino

3rd Prize

Gracelda I. Lina

Maninibya

SHORT STORY-HILIGAYNON

1st Prize

Serafin I. Plotria, Jr.

Ang Liwat nga Paglupad ni Lolo

2nd Prize

Bryan Mari Argos

Labô

3rd Prize

Al Jeffrey L. Gonzales

Anagas, Anagas, Baylo 'Ta Ngalan

SHORT STORY-ILOKANO

1st Prize

Neyo E. Valdez

Panaggawid

2nd Prize

Ma. Lourdes Ladi Opinaldo

Uram

3rd Prize

Prodie Gar. Padios

Anniniwan

ENGLISH DIVISION

SHORT STORY

1st Prize

Jan Kevin M. Rivera

Muted City

2nd Prize

Antonio Hernandez

The Man Who Sold Dignity

3rd Prize

Kiefer Adrian Z. Occeño

Bee Happy

SHORT STORY FOR CHILDREN

1st Prize

NO WINNER

2nd Prize

NO WINNER

3rd Prize

Edgar C. Samar

A Young Poet Dreams of a Hundred Words that Rhyme with Maynila

ESSAY  

1st Prize

Lioba Asia E. Piluden

Ghost-hunting in Sagada

2nd Prize

Kara Danielle Eraña Medina

Another Hope Entirely

3rd Prize

Jade Mark B. Capiñanes

A Personal History of Sea Urchins

POETRY

1st Prize

Joel M. Toledo

Silangan

2nd Prize

Lyde Gerard Sison Villanueva

La Muerte De La Luz

3rd Prize

Ana Maria Segunda K. Lacuesta

We Are Not Yet Lost

POETRY WRITTEN FOR CHILDREN

1st Prize

Edgar C. Samar

Every Year, J Gained a Power

2nd Prize

Stacy Haynie Bolislis Ayson

Where are the Dinosaurs?

3rd Prize

Peter Solis Nery

Thirteen Ways of Looking at Books

ONE-ACT PLAY

1st Prize

Eljay Castro Deldoc

Unidentified

2nd Prize

Miguel Antonio Alfredo V. Luarca

The Impossible Dream

3rd Prize

Kenneth Theodore Cheng Keng

Line Up

FULL-LENGTH PLAY

1st Prize

Miguel Antonio Alfredo V. Luarca

Corridors

2nd Prize

Dustin Edward D. Celestino

Birdie

3rd Prize

Emilio Antonio Babao Guballa

The Echoist

NOBELA

Pangunahing Gantimpala

Eros Sanchez Atalia

Thirty Virgins

Natatanging Gantimpala

NO WINNER

NOVEL

Grand Prize

Lakan Ma. Mg. D. Umali

The Ferdinand Project

Special Prize

Michael Aaron Gomez

The People's Republic of Negros

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Mastercard Expands Payment Options on BGC Buses

Mastercard Expands Payment Options on BGC Buses

The collaboration between Mastercard and beep™ aims to broaden contactless acceptance in the Philippines, bringing greater convenience to commuters

Commuters can now conveniently pay for bus rides using their Mastercard prepaid, debit, or credit cards on Bonifacio Transport Corporation (BGC) buses. Cardholders can simply tap their Mastercard card directly on BGC bus validators, eliminating the need to buy separate bus tickets. This pilot program introduces contactless payments, expanding the existing payment options available via beep™ cards and beep™ QR codes.

The launch in Taguig is the first phase of a pilot program under the strategic partnership between Mastercard and AF Payments Inc. (AFPI), the company behind beep™. Announced in February this year, future phases of the program will introduce contactless payments across other transit systems, including EDSA buses and Metro Rail Transit Line 3.

This initiative also supports the Philippine government’s ambition to accelerate digital payments adoption in the country across various sectors such as transport. It reaffirms Mastercard’s commitment to advancing smart and inclusive mobility in the Philippines. By eliminating the need to carry cash or multiple transit tickets, it will simplify and enhance the commuting experience for Filipinos.

With Metro Manila home to around 14 million residents, many of whom rely heavily on public transport, the introduction of contactless payments in the city’s public transport system will help drive the adoption of digital payments among Filipinos for everyday transactions. This not only enhances convenience, but also delivers a more seamless and efficient travel experience for passengers.

Commuters paying with their Mastercard cards will also benefit from cybersecurity features that protect against card skimming and payment fraud. Mastercard’s extensive range of cybersecurity & intelligence systems draw on identity verification data, machine learning, behavioural analytics and artificial intelligence to help organizations of all sizes enhance security standards. Over the last 5 years, Mastercard has invested $7 billion into cybersecurity and AI capabilities globally.

JJ Moreno, President and Chief Executive Officer, AF Payments Inc. (beep™), said: “We are excited to partner with Mastercard to launch the first phase of this important partnership. As an emerging and dynamic hub for global companies and innovative startups, Bonifacio Global City is the ideal location to kick off this rollout, which will not only improve transit options for local commuters, but also raise the efficiency and accessibility of public transport operations in line with global standards.”

Simon Calasanz, Country Manager, Philippines, Mastercard, said: “This pilot program exemplifies Mastercard’s commitment to delivering innovative transit solutions for Metro Manila, while also furthering the adoption of digital payments in the Philippines. Mastercard looks forward to working with beep™ to bring greater convenience to local residents by introducing new payment options, which in turn will help reduce queues and contribute to an overall more rewarding transit experience.”

Mastercard has enabled open loop transit systems in several major cities around the world such as London, Sydney, and Singapore, using its proven expertise to enhance the commuter experience and improve public transportation infrastructure and operations. It is the first international payment network to enable ‘Tap & Go’ on public transport in Metro Manila.

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