Meet the Caltex Women Retailers Who Are Changing the PH Fuel Scene, One Drop at a Time

Wednesday, March 26, 2025

There is a gender gap in the fuel industry with women only making up 22% of the global oil and gas workforce, and from that number, only 20% reach senior positions in oil and gas companies, highlighting the industry’s urgent need to provide them with more leadership opportunities.

However, Caltex Filipina retailers are changing that by taking the reins of their fuels business and creating space in the industry for more women to grow and thrive. This International Women’s Month, meet the women who are shaking up the industry by bringing Caltex with Techron clean fuels to motorists nationwide:

Margaret Caballes-Jubane

Margaret Caballes-Jubane

Margaret Caballes-Jubane comes from a family of empowered Caltex women retailers that spans three generations. It all began in the 1960s, when her paternal grandparents, Rufina and Sabiniano Caballes Sr. set up their first Caltex Station in Davao City. Her father Wilfredo opened his station in 1971 and began a husband-wife tandem with Thelma Estoque-Caballes in 1978.

After registering as a Caltex Retailer in April 1998, Thelma underwent the Caltex Train the Trainer program and became a model site dealer. She has since trained Caltex dealers in Visayas and Mindanao, even inspiring some to become outstanding Caltex retailers themselves.

Over the years, the family business has grown from a single Caltex station into a network of stations and a fleet of tankers. As Margaret grew up watching her grandmother and mother thrive in the fuel industry, she felt inspired to follow in their footsteps. Her journey with Caltex began when she became a retailer in February 2005 and the rest is history.

She reflected, “Being exposed to the fuel industry early on made it a lot less intimidating because the focus was always on compliance with global standards and business growth, regardless of gender.”

While Margaret felt that women retailers tend to go under the radar in the fuel industry, their natural inclinations such as attention to detail and ability to nurture a team can help them shine. She added, “Because we lead with heart, we inspire others and create an inclusive space where everyone can shine alongside us.”

Melissa Simeon

Melissa Simeon

For Melissa Simeon, breaking into the industry was a no-brainer thanks to its reputation as a stable and essential business. Inspired by her mother, Melissa put her resilience and business savvy to the test by becoming a Caltex Retailer.

Melissa and her husband Jules set up shop in Marilao, Bulacan. The site began operations in December 2021, servicing countless motorists in the Central Luzon region.

Although Melissa initially struggled as a woman in a male-dominated industry, this did not deter her confidence at all. Before entering the fuel industry, she had decades-long experience as an executive in transport and boiler manufacturing companies. “While the industry is male-dominated, I never saw that as a limitation—only as motivation. I overcame this by proving, through leadership and results, that women can thrive in any industry,” she said.

Melissa also said that Caltex has boosted her confidence by providing valuable business insights, networking opportunities, and operational support. She added, “I maximized these [opportunities given by Caltex] by staying engaged, continuously learning, and ensuring our stations provide the best service possible.”

Vicky Alvarez

Vicky Alvarez

Vicky Alvarez took a leap of faith when she became a Caltex Retailer. After her family bought a 2,000 sqm property in Southwoods City during its early development stages in 2011, multiple fuel companies approached her to team up in building the township’s first gas station.

Vicky eventually chose Caltex after numerous talks with acquisition agent Jeff Enriquez. “It was his determination and Caltex/Chevron’s reputable name that led me and my family to become a Caltex retailer,” she recalled.

Vicky also admitted to feeling very reluctant to join the male-dominated fuel industry. Luckily, through constant prayer and the support of the Caltex brand, she found her voice.

“At first, I was nervous and reluctant, knowing that this industry is mostly led by men. However, with my faith in God, I was able to overcome that fear. The training program offered by Caltex was also instrumental in making me feel comfortable entering the industry – it allowed me to meet my peers,” she added.

Over the years, Vicky learned to utilize her gut instinct, as this uniquely feminine trait helps women become more resilient and self-confident. She said, “This gut instinct is unique to women, and I believe it helps empower our decision-making in this industry.”

How Caltex is Paving the Way for Women in the Fuel Industry

Melissa, Margaret, and Vicky all believe the fuel industry is slowly opening up to women. After all, opportunities will always open up for people with the grit and determination to succeed –– regardless of their gender. “We are fortunate to be in a time when the results of our work as women speak for themselves and are duly recognized,” said Margaret.

The three women also thanked Caltex for supporting and trusting female entrepreneurs to run their retail sites nationwide. Vicky reflected, “Our business consultants from Caltex are hands-on in showing their support. Regular meetings with them throughout the year helped me feel supported as a woman.”

Melissa also encouraged more women entrepreneurs to join Caltex’s mission of making clean and quality fuels more accessible to Filipinos nationwide. “The fuel industry is not just for men — it's for anyone with the drive to succeed. With Caltex's support, dedication, and willingness to learn, women can thrive and make a real impact in this business.”
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Women leading the future: Insights on digitalization, sustainability, and financial independence from #Women2025

Monday, March 24, 2025


To address the evolving landscape of women-led businesses, SPARK! Philippines, the Quezon City Government, and Robinsons Department Store hosted #Women2025: WomEntrepreneurs in the Digital Era at Robinsons Galleria Ortigas. This event fostered dialogue among women leaders in business and governance, examining the critical roles of digitalization, financial empowerment, and sustainability in entrepreneurial success.

Denice Sy on digitalization and staying competitive in beauty

Ever Bilena Cosmetics, Inc. chief sales and marketing officer Denice Sy, discussed how digitalization has been instrumental in keeping Ever Bilena relevant for 42 years in the beauty industry. She emphasized that staying competitive in a fast-moving market requires leveraging digital tools, particularly CGI technology and social media, to create compelling brand narratives. With the support of a team of Gen Z and millennial marketers, Ever Bilena continuously adapts to emerging trends and engages with consumers more effectively.

Denice also shared how data-driven insights enable her team to monitor ad spend, engagement, and campaign performance in real time, ensuring that marketing strategies are refined for maximum impact. She highlighted the importance of brands remaining agile and open to experimentation while replicating successful strategies for sustained growth.

On sustainability, she reaffirmed Ever Bilena’s commitment to corporate responsibility, referencing partnerships with Plastic Bank (2023) and Republic Cement’s EcoLoop to reduce plastic waste. Looking ahead, she expressed her hope for Ever Bilena to become a net-zero company within the next decade, ensuring that consumers can support a brand actively working to offset its environmental impact.

During the open forum, she advised small business owners to focus on authentic branding, purpose-driven messaging, and affordability to stand out in a competitive market. When asked how women can excel in business, she stressed the importance of self-confidence and trusting one’s own decisions, as personal belief is the foundation of success.

Mayor Joy Belmonte on financial independence and women’s economic empowerment

Quezon City mayor Joy Belmonte delivered the closing remarks for the morning session, focusing on violence against women and the role of financial independence in breaking cycles of abuse. She emphasized that economic empowerment gives women the ability to make independent choices, support their families, and build a secure future.

She highlighted the significant rise in women-led businesses in Quezon City, with over 4,000 new enterprises since 2021, now comprising 40% of the city’s 70,000 businesses. The city’s initiatives, such as Pangkabuhayang QC and Tindahan ni Ate Joy, have helped women launch and sustain their own businesses, providing them with financial security and opportunities for growth.

Mayor Belmonte encouraged attendees to recognize the progress made by women in business and governance while continuing to push for gender equality.

“Malayo na, pero malayo pa,” she remarked, emphasizing that while women have come far, there is still much work to be done in creating a more inclusive and equitable future.

Women leading the way

#Women2025 highlighted how digitalization, sustainability, and financial empowerment are shaping the future of women-led enterprises.

Aside from Denice Sy and Mayor Joy Belmonte, the event also featured Melanie Magboo, CEO of Binibini Marikit; Janine Codizal, marketing manager of ECORA PH; Mona Celine Yap, department head of the Quezon City Small Business and Cooperatives Development Promotions Office; Corrs Valenton, owner of Corrsy’s Kitchen; Everly Aguilar, owner of Simo’t Sarap Chicken Wings; Kate Jennifer Enrile, wealth solutions officer at GCash; and Rachel Jennel Halfon, licensing officer I at the Quezon City Small Business and Cooperatives Development Promotions Office.

These women, each making strides in their respective industries, showcased the power of innovation, resilience, and community-driven leadership in shaping a more inclusive and empowered future for women entrepreneurs. Their insights reinforced the importance of innovation, adaptability, and self-confidence in navigating the evolving business landscape.
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Mega Prime Foods Takes a Bold Step into the Global Market with Dubai Launch


Mega Prime Foods Inc. (MPFI) is strengthening its global footprint with a strategic expansion into Dubai, introducing its leading product categories—including Mega Sardines, the Number 1 Sardines in the Philippines, Mega Mackerel, Mega Squid, Mega Prime Corn & Mushroom, and Mega Prime Nata—to the Middle Eastern market.

As part of this exciting move, MPFI participated in Gulfood 2025 at the Dubai World Trade Center (DWTC) in Dubai, United Arab Emirates (UAE), one of the world’s largest food and beverage exhibitions, alongside the Export Sales and Marketing teams, providing a platform to showcase Mega Sardines’ fresh-catch quality, Mega Mackerel’s rich and flavorful taste, Mega Squid’s quality seafood offering, Mega Prime Corn & Mushroom’s kitchen convenience, and Mega Prime Nata’s refreshing versatility. These products were introduced not only to Filipinos in the UAE but also to Dubai’s diverse, multicultural community, reinforcing the company’s vision: “To bring pride to Filipinos by providing world-class brands that uplift people's lives.”

MPFI also took part in Barrio Fiesta Dubai and Mega Prime Foods at Kooya Filipino Eatery, where key Filipino influencers in Dubai—such as Love, Josie, Bengs Hyu, Pinay Indian Accent, and Kai Torreflores—joined the celebrations, expanding the brand’s presence in the region.

Strengthening its foothold in the UAE market, MPFI has partnered with Baqer Mohebi Enterprises to make its products widely available in Baqer Mohebi Supermarkets across key locations in Dubai.

“Our entry into Dubai is a milestone that reflects our commitment to delivering high-quality Filipino flavors to the global stage,” said Michelle Tiu Lim-Chan, President and CEO of Mega Prime Foods. “We are excited to connect with international partners and expand our reach, ensuring Mega Prime Foods remains a trusted name in households worldwide.”

This expansion marks a proud step forward in MPFI’s journey to bring authentic Filipino flavors to the world, uplifting Filipino heritage and solidifying its position as a global food player.

Strengthening MPFI’s Global Presence

This expansion comes at a pivotal time as MPFI celebrates its 50th anniversary, marking five decades of excellence and innovation in food manufacturing. Establishing a stronger foothold in the UAE is a significant step in the company’s mission to make Filipino products a recognized staple worldwide.

Dubai presents an ideal opportunity for MPFI’s international growth: (1) As a leading culinary hub in the Middle East, it attracts top chefs, restaurateurs, and food innovators from around the world. (2) Its diverse and multicultural population fuels a strong demand for international flavors, including Filipino cuisine. (3) With a well-developed food industry and status as a global trade center, Dubai serves as the perfect launchpad for MPFI’s high-quality products.

Beyond its large Filipino community, Dubai allows MPFI to introduce authentic Filipino flavors to a broader international audience, positioning Filipino cuisine alongside the world’s most celebrated food cultures.

Committed to Global Growth

MPFI’s entry into Dubai is part of its broader international strategy, reinforcing its dedication to food excellence, innovation, and authenticity. As it expands beyond borders, the company remains committed to upholding the quality and heritage that have made Mega a household name for generations.

For more information, visit megaprimefoods.com.ph or shop at its official stores in Shopee, Lazada and Tiktok Shop.
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JuanHand Emerges as a Top Trusted and Hassle-Free Choice for Filipino Borrowers

JuanHand

A recent study by Agile Data Solutions Inc., a market research firm specializing in consumer behavior analytics, recognizes JuanHand as one of the most trusted and hassle-free online lending apps in the country, reinforcing its reputation as a go-to choice for borrowers seeking seamless and secure financial solutions.

The study, which surveyed 3,544 respondents through the Hustle PH mini app, revealed that JuanHand is among the top brands with the most significant increases in awareness, trial, and brand preference among online lending platforms (OLPs).

In a landscape where trust is a critical factor due to concerns over unethical and illegal digital lenders, JuanHand sets itself apart by prioritizing security, transparency, and customer-first services. This commitment resonates with users, as 56% of respondents rated JuanHand as trustworthy and reliable, while 53% recognized it as a safe and secure lending option. Additionally, 46% of respondents who currently use a different primary lending app agreed that JuanHand provides a more user-friendly experience than their current provider, highlighting its dedication to making digital lending more accessible and convenient for Filipinos.

Filipinos’ Evolving Borrowing Behavior

The study also found a shift in consumer borrowing habits: Filipinos now primarily use online loans for daily expenses and bill payments rather than debt consolidation. This evolution signals the growing role of lending apps in supporting financial flexibility and short-term cash flow management.

Six years ago, over 85% of JuanHand users borrowed for financial assistance, commonly known as “Pantawid hanggang sweldo.” Now, over 30% of borrowers use loans for business-related purposes, such as e-commerce and online selling. This trend illustrates how Filipinos are leveraging lending as a tool for financial growth— using borrowed funds to generate income rather than merely covering immediate expenses. JuanHand continues to adapt to these evolving needs by offering tailored solutions that empower Filipinos to take control of their finances.

Shaping the Future of Digital Lending

Social media continues to be a powerful driver in financial education and consumer engagement. Facebook remains the most widely used platform among OLP users, while TikTok has emerged as a crucial tool in increasing app downloads and strengthening brand trust. By leveraging these digital platforms strategically, JuanHand enhances financial literacy and raises customer awareness, helping Filipinos make smarter financial choices.

"At JuanHand, we believe that responsible lending goes hand in hand with financial education. By engaging with Filipinos on platforms they trust and use daily, we empower them to make smarter financial choices and build a more secure future," said Francisco 'Coco' Mauricio, CEO and President of JuanHand.

As the demand for reliable and consumer-friendly lending solutions continues to grow, JuanHand remains committed to offering Filipinos a credible and safe borrowing experience. With loans of up to PHP 50,000, affordable rates, and minimal requirements, JuanHand makes borrowing easy— users can apply with just one valid ID and receive approval in as fast as five minutes.

With digital engagement, financial literacy, and competitive loan offerings at the core of its services, JuanHand is set to remain a leading player in the evolving online lending landscape.

Visit www.juanhand.com or follow JuanHand on Facebook and TikTok to stay informed and financially empowered.



1 Data from a survey of Philippine residents aged 18+ (December 2024 - January 2025), conducted by Agile Data Solutions Inc. via the Hustle PH mini app, commissioned by WeFund Lending Corp
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Michelin Expands Its Presence in The Philippines, Opens New Office to Enhance Customer Engagement And Support


Michelin, world-leading manufacturer of life-changing composites and experiences, proudly announces the opening of its new official office in the Philippines. This milestone reinforces Michelin’s long-term commitment to the country, enhancing support for local partners and strengthening its brand presence in the Filipino market.

Michelin Philippines Office

The new office in the Polaris Building, Filinvest Corporate City, Alabang, will serve as a hub for enhanced customer engagement and support, reflecting Michelin’s dedication to the growing Filipino market. This strategic move aims to strengthen the Michelin brand’s presence and elevate the overall customer and partner experience.

“We are excited to open our new office in the Philippines. We recognize the country’s strong market potential, and this move enables us to reinforce our partnerships, enhance customer support, and further establish Michelin as the preferred choice for mobility solutions in the region.” said Jonathan Khong, Managing Director of Michelin Asia Pacific (Singapore) Philippines Branch Office.

The opening of the new office will enable Michelin to:

· Enhance Support for Local Partners: By establishing a physical presence, Michelin will strengthen collaboration with local partners, providing them with better resources, tools, and expertise to enhance their business operations.

· A Stronger Michelin Brand in the Philippines: The new office will bolster the Michelin brand, ensuring greater accessibility, visibility, and engagement in the local market.

· Commitment to the Filipino Market: This move reflects Michelin’s continued dedication to the Philippines, recognizing its growing market potential and its importance in the region.

· Elevate Customer Experience Through Improved Services: The new office will strengthen sales and after-sales services by providing enhanced support to partners, ensuring Filipino customers receive the highest-quality Michelin products and services.

· Develop Filipino Talents: Michelin is committed to investing in developing local talents, fostering growth and expertise within the Filipino workforce.


Michelin has a long-standing history in the Philippines, tracing its presence back to the early 1990s. The company has evolved its operations to serve the market better, currently working with five key importers to distribute its wide range of tire solutions for various applications, including passenger cars, motorcycles, trucks, and specialty vehicles.

“Our goal is to be a trusted partner in the Philippines, contributing to the country’s development and providing innovative solutions that meet the needs of our customers. We are committed to building a strong and sustainable presence in the Philippines.” Mr. Khong added.
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Ajinomoto Philippines Strengthens Commitment to Sustainability with Key Program Milestones

Sunday, March 23, 2025


Ajinomoto Philippines Corporation (APC Group) reaffirms its commitment to sustainability as it celebrated significant program milestones with key partners at a recently concluded media conference.

At the event, APC Group President Koichi Ozaki introduced the Ajinomoto Shared Value (ASV), emphasizing the company’s sustainability initiatives. These programs aim to reduce APC’s environmental footprint by 50% while extending the healthy life expectancy of over 1 billion people by 2030.

APC Group President Koichi Ozaki

“Ajinomoto Philippines Corporation recognizes the responsibility we hold in shaping a sustainable future. Our ASV goes beyond offering products that enhance taste—it underscores our commitment to environmental stewardship and corporate responsibility,” said Mr. Ozaki.

Renewable Energy Initiatives

APC Group Chief Sustainability Officer Ernie Carlos

In his keynote speech, APC Group Chief Sustainability Officer Ernie Carlos highlighted the company’s sustainability efforts and achievements. Through a strategic partnership with ACEN Renewable Energy Solutions, APC’s factories in Bulacan and Cebu are now powered by 100% renewable energy. This initiative significantly reduces Scope 2 carbon emissions, preventing approximately 5,000 metric tons of CO2e emissions annually.

Advancements in Green Logistics

APC Group is also making strides in green logistics through collaborations with FAST Logistics and MOBER Philippines. The company has introduced a 100% electric tractor head with a 40-foot container van for warehouse transfers, along with a fully electric four-wheeler van for product deliveries, further reducing its carbon footprint.

Addressing Food Waste and Sustainable Packaging


Beyond energy efficiency, APC Group actively combats food loss and industrial waste. Key initiatives include:
  • Donating edible food waste to Scholars of Sustenance, a food advocacy group.
  • Upcycling residual food waste into animal feeds.
  • Transitioning to sustainable packaging solutions.
  • Repurposing single-use plastics through the SariCycle\u00ae program.

A Vision for a Sustainable Future

“Sustainability is deeply embedded in our corporate philosophy. It represents our dedication to driving meaningful change through strategic partnerships and responsible business practices. We are committed to fostering a future where economic growth and environmental stewardship coexist,” said Mr. Carlos.

Ajinomoto Philippines Corporation remains steadfast in its mission to integrate sustainability into its business operations, ensuring that each initiative contributes to long-term positive impact.

For more information on APC’s sustainability initiatives, visit Ajinomoto Philippines.
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Intertwining Nutmeg Cultivation and Sustainability by Papuan Women

Thursday, March 20, 2025

Mama Siti Fakfak


The perfume industry has recently seen a surge in innovation, with top brands competing to create unique, exotic fragrances. This trend has pushed experts to explore rare natural ingredients worldwide, including nutmeg, traditionally used in Southeast Asian cuisine and now recognized for its aromatic potential in perfumery.

Nutmeg can also be seen in Filipino dishes like suman, bibingka, and biko, valued not just for its warm, aromatic flavor but also for its digestive and anti-inflammatory benefits. Despite growing demand, nutmeg cultivation faces sustainability challenges.

In Indonesia's Papua region, nutmeg harvesting is a family effort, but women dominate post-harvest processing—gathering fallen fruits, separating flesh from seeds, and drying them.

As we celebrate International Women's Month, it's important to recognize the women behind these raw materials. In many parts of the world, women play a crucial yet often overlooked role in agriculture and natural ingredient production. Their labor and expertise drive industries far beyond their local economies, contributing to global markets.

Mama Siti, a 52-year-old nutmeg farmer and cooperative board member leads women in processing high-quality nutmeg. For the Indigenous Peoples of West Papua, the nutmeg tree symbolizes life and is deeply respected, with strict taboos against felling it. Traditional harvest practices include a "wewowo" gathering two months prior, where a kebaya (a traditional outfit) is symbolically placed on trees to prevent premature harvesting. The trees are “undressed” when harvesting begins, followed by a natural land recovery period.

Mama Siti explains, "The nutmeg trees in the village forest of Dusun Pala, Pangwadar Village, Kokas District, Fakfak Regency, West Papua are already abundant, so the men's task is usually only to climb the trees to pick the ripe fruit. As for the processing, so far, there are 118 women who clean the nutmeg fruits, separate the flesh from the seeds, and then dry them under the sun." However, fluctuating nutmeg prices and a biannual harvest cycle make farming financially unstable. Many farmers take on seasonal jobs to survive.


"The price of nutmeg often fluctuates and is unpredictable depending on the season. When the price drops, the income from nutmeg is only enough to meet daily needs. After the harvest season ends, many of us are forced to switch occupations to support our families," adds Mama Siti. "The Tomandin nutmeg tree is not just a tree to us. It is a legacy from our ancestors, passed down through generations to give us life. I can only say that Tomandin nutmeg is a miracle for us."

Kaleka and Wewowo Lestari Initiative

In the midst of these challenges, an Indonesian nonprofit Kaleka launched Wewowo Lestari to enhance nutmeg value while preserving the environment. Through training, women farmers learn improved processing techniques.

"We empower farmers with better SOPs, including solar drying, which has boosted sales revenue by 13-40%," says Kaleka's Executive Board Assistant, Venticia Hukom. Beyond quality improvements, Kaleka collaborates with the French Association Francaise des Dieteticiens Nutritionnistes (AFDN) to develop nutmeg-based products. "Papuan nutmeg was overlooked due to its low oil yield, but our research increased its extraction rate from 1% to 3.5%, enabling its use in perfumes and cosmetics," Hukom explains.

This has opened doors to partnerships with global brands like Hermès and Chanel. Kaleka continues to explore markets for expanded nutmeg-based products, boosting its international competitiveness.

Improving the Local Economy and Preserving the Environment

The Wewowo Lestari initiative has not only increased farmers' incomes but also positively impacted the environment. Through Koperasi Mery Tora Qpohi, a business entity established by and for nutmeg farmers, members earn 11-40% more than selling to middlemen. Fakfak Regency in West Papua, home to 908,850 hectares of forest and where 26,927 indigenous people rely on 56 nutmeg trees per hectare of forest for their livelihoods. Kaleka has supported nutmeg sustainability for nearly eight years. For these communities, nutmeg is more than a commodity—it is a way of life.

Mama Siti said, “By applying local wisdom in the sustainable processing of nutmeg, we can maintain a stable livelihood without having to sacrifice the environment and provide an incentive for us to always preserve the forest, so that we are not dependent on extractive industries that damage the forest.” Maximizing nutmeg’s potential has led to new products like syrups, sweets, and essential oils, increasing its economic value.

"Assisted by Kaleka, we continue to strive to utilize all parts of nutmeg to minimize waste that typically accumulates when it is used as a cooking ingredient. Currently, we have sold approximately 500 bottles of fruit juice made from nutmeg pulp that would otherwise have been left under the nutmeg trees to rot,” Mama Siti explains. The success of Wewowo Lestari brings hope for nutmeg farmers. By fostering collective learning and evidence-based advocacy, the initiative aims to drive policy changes for environmental management and sustainable economic development.

"In five years, we envision a functional social enterprise led by Indigenous communities, where they can sell their nutmeg at a high value, similar to other sustainable commodities produced in West Papua such as seaweed, crabs, and patchouli, which can improve the livelihoods of Indigenous Peoples. In ten years, Kaleka aims to have indigenous forests recognized at the national level, with forest protection policies that could inspire other regions in Indonesia. In fifteen years, we will see a cluster industry of perfumes, essential oils, and fisheries in Fakfak, West Papua," said Venticia Hukom.
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