USANA: No. 1 Vitamins and Dietary Supplements in the Philippines

Sunday, December 3, 2023


Euromonitor honors USANA Philippines for fifth time

USANA Health Sciences, Inc., a leader in the health and wellness industry, was named the number one vitamin and dietary supplement brand in Philippines* by Euromonitor. This marks the fifth time USANA Philippines has received this honor.

Euromonitor's yearlong claim certification is based on the latest research solutions to help support decisions to grow your business.

“Receiving this award for the fifth time shows our ambition as a company to create high-quality products,” said Choong Kim, Regional VP for Korea, Philippines, Japan, and Thailand. “I am so proud of our teams in the Philippines that have worked so hard for this award.”

The USANA Philippines corporate office opened in 2009 in the country's business capital at the Enterprise Center in Makati. This five-time recognition from Euromonitor is another big milestone for this impressive market.

“This award is a wonderful accomplishment for our teams here in the Philippines,” said Cherry Ampig, USANA general manager–Philippines. “We work hard each and every day. And having won this honor for the fifth time proves all the hard work is worth it.”


*Claim: "USANA – No. 1 Vitamins and Dietary Supplements Brand in the Philippines"
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UnionBank of the Philippines Introduces Exclusive Wealth Programs for Elevated Client Experiences

Monday, November 27, 2023


In a strategic move to enhance its wealth management services, Union Bank of the Philippines (UnionBank) has recently unveiled two distinctive programs—UnionBank Elite and UnionBank Access. These programs mark a significant stride in the bank's commitment to delivering a superior wealth management experience, combining the strengths of its acquired Citi Wealth business with innovative approaches.

Elevating Wealth Management Services UnionBank Elite emerges as the premier wealth segment, designed to provide an unparalleled wealth management experience. Elite customers benefit from the expertise of a seasoned team of wealth management professionals, boasting a proven track record in investment and financial planning. What sets Elite apart is the exclusive access it offers to a diverse range of local and international investment options, catering to the need for diversification.

Additionally, UnionBank Elite customers are entitled to curated experiences and exclusive benefits. From first dibs on new releases to invitations to exclusive events, the program ensures a truly bespoke experience. As an enticing offer, new Elite customers stand to receive up to P1 Million in cash credits by opening an account before December 31, 2023.

Empowering the Next Generation of Wealth Builders UnionBank Access is tailored for the emerging affluent, with a focus on the next generation of wealth builders. Therese Chan, UnionBank Wealth and Brokerage Head, emphasized the program's enhancements, considering the children of existing clients who are in the process of creating their wealth. This underscores UnionBank's dedication to providing comprehensive solutions for all wealth segments.

Continued Excellence for Ultra-Wealthy Clients For the ultra-wealthy segment, UnionBank Private Banking remains dedicated to championing discretionary wealth management and succession planning for families. This commitment ensures that UnionBank continues to meet the evolving needs of its diverse clientele.

Navigating the Future of Wealth Demonstrating its thought leadership, UnionBank hosted a Market Outlook event for the second half of the year. The event facilitated discussions on relevant issues and trends in the Asian and Global markets. Special emphasis was given to artificial intelligence and megatrends, with insights provided by industry leaders Anthony Kruger (BlackRock) and Jason Lim (Allianz Global Investors).


Celebrating Innovation and Client Loyalty UFSI President and CEO Ramon Melchor Tejero led celebratory toasts at the conclusion of the event, expressing gratitude to exceptional clients for their loyalty and support. Tejero highlighted the bank's commitment to redefining wealth management, embracing innovation, and exploring exciting possibilities.

With the launch of UnionBank Elite and UnionBank Access, Union Bank of the Philippines solidifies its position as a leader in the wealth management landscape. As it continues to innovate and cater to diverse client needs, the bank remains dedicated to providing elevated and exclusive financial solutions. To explore the distinctive offerings of UnionBank Elite and UnionBank Access, interested individuals can visit www.unionbankph.com/wealth/elite and www.unionbankph.com/wealth/access.
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Manulife Philippines Strengthens Leadership Team with Key Appointments

Sunday, November 26, 2023


The executive appointments strengthen Manulife’s focus on agency and distribution transformation, and health and financial protection

Manulife Philippines, the local arm of the renowned global financial services provider, recently announced strategic appointments to its leadership team. Sailesh Nalinakshan assumes the role of Chief Agency Officer (CAO), while Grace Mallabo takes on the position of Chief Health and Product Officer (CHPO). These appointments signify a significant move towards enhancing the company's distribution channels and expanding its innovative product offerings, aligning with the evolving needs of the Filipino market.

In his expanded role as CAO, Sailesh Nalinakshan, formerly Manulife Philippines' Head of Agency Transformation and Strategy, is set to lead the company's agency force to new heights. Drawing from his extensive experience in distribution management, Nalinakshan will focus on implementing strategies that drive digitalization, enhance sales and productivity, facilitate talent recruitment and development, and leverage data analytics for informed decision-making. His leadership is expected to play a pivotal role in strengthening Manulife's agency distribution channels, contributing to the company's growth trajectory in the years ahead.

Rahul Hora, President and CEO of Manulife Philippines, expressed his enthusiasm, stating, "Sailesh's strategic vision and leadership will be instrumental in reinforcing our agency distribution channels and steering our growth ambitions forward."

Taking charge of Manulife Philippines' health strategy and product development is Grace Mallabo, appointed as CHPO. With nearly two decades of professional experience in the insurance industry, Mallabo brings a wealth of knowledge in strategy, product management, and health business leadership. Her primary focus will be on meeting the increasing demand for life insurance solutions among Filipinos that support their health and wellness journey while ensuring financial security in the future. Mallabo aims to drive innovation by creating accessible and relevant products tailored to the evolving behavior and priorities of the Filipino market.

Rahul Hora expressed confidence in Mallabo's ability to drive Manulife Philippines' goals, stating, "Grace's leadership will be crucial in bridging the country's protection gap, and we are excited to welcome her to our growing winning team."

Manulife Philippines' strategic appointments of Sailesh Nalinakshan as Chief Agency Officer and Grace Mallabo as Chief Health and Product Officer underscore the company's commitment to growth and innovation. With a focus on strengthening distribution channels and developing customer-centric products, Manulife Philippines aims to address the evolving needs of the Filipino market and contribute to closing the protection gap. For more information about Manulife Philippines and its offerings, visit their website at www.manulife.com.ph.
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BPI modernizes HR Operations and Employee Experience with Darwinbox’s HR Technology

Saturday, November 25, 2023


Bank of the Philippine Islands (BPI), the country’s pioneering bank, adopts digital-first HR with its partnership with Darwinbox, Asia’s leading Human Resource Management System (HRMS) provider. With a legacy spanning over 170 years, BPI has enhanced its employee experience and streamlined HR processes for its 18,000-strong workforce, covering a diverse range of banking services.

BPI has leveraged Darwinbox’s technology platform to enhance employee experience, streamlining every phase of the employee’s journey, from the onboarding process to retirement. Dubbed as Real-time HR Express Assist or RHEA, BPI employees now have access to a one-stop-shop solution for all their HR needs, including Time & Attendance, Performance Management, Recruitment & Onboarding, issue resolution through Helpdesk, and employee engagement via Vibe, Darwinbox’s integrated social network for businesses. 

“We continue to reinforce our value of being customer obsessed to give the best solutions not only to our customers but also to our people. Our partnership with Darwinbox marks a significant milestone in our ongoing journey to enhance the employee experience at BPI. With RHEA, we hope to empower our employees to achieve and do more as we continue to pursue our vision to build a better Philippines – one family, one community at a time,” said Maria Virginia “Gina” Eala, BPI Chief Human Resources Officer.

The first phase of the digital HR transformation went live as scheduled, an achievement that the BPI team found particularly noteworthy. In less than a year, the project team implemented modules from hire-to-retire that enable, empower, and engage Unibankers in creating memorable moments.

Mobile accessibility is one of the key features of RHEA, ensuring that every employee, including those working in branches, can access HR services anytime. “Having RHEA available through mobile phones ensures the platforms’ accessibility and user-friendliness for our entire workforce while upholding the highest level of security and flexibility,” remarked Eala. She further added, “Our most valuable assets are our employees, which is why we prioritize their holistic well-being to boost their productivity in the workplace.”

BPI employees have the opportunity to experience RHEA, BPI’s new platform that serves as a one-stop-shop for all their HR needs. 



“BPI is a pillar of the Philippines’ banking industry, setting standards for over a century with its innovative mindset, a trait we wholeheartedly share. We are proud to be part of the bank’s digitalization journey. Together, we are transforming the employee experience of more than 18,000 people across the nation. It is a massive undertaking, and we are happy to be the bank’s trusted HRMS partner,” shared Jayant Paleti, Darwinbox Co-founder.

“It takes crystal clear vision from the leadership to take on a project of this magnitude, and it’s been nothing short of a joy working with the BPI team on this. Transforming HR at an organization with such scale and legacy was a very rewarding challenge. We are happy to be part of BPI’s mission to build a better Philippines,” added Sasank Raavi, Darwinbox Country Manager-Philippines.

BPI’s collaboration with Darwinbox represents a significant leap in its journey to modernize HR operations and provide an enhanced employee experience for its dedicated workforce.

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UnionDigital Bank Unveils Ubeh Pay: A Game-Changer in Philippines' Digital Banking Landscape


In a bold move towards revolutionizing digital banking in the Philippines, UnionDigital Bank, the digital arm of UnionBank of the Philippines, recently unveiled its upcoming payments platform, Ubeh Pay, at the prestigious Cashless Expo PH 2023. The platform promises to redefine the landscape of cashless transactions in the country, offering a suite of features designed for simplicity, convenience, and security.

Ubeh Pay is set to offer a wide array of payment solutions, including bill payments, QR-led payments, and cutting-edge contactless transactions facilitated by tapping technology. The platform aims to address the unique needs of diverse consumer segments, ensuring a seamless touchpoint for various types of payment transactions.

One of the standout features of Ubeh Pay is the introduction of a combo card. This card combines the convenience of a virtual debit card with the flexibility of a credit line, providing users with a versatile tool for cashless transactions. This innovation is poised to make Ubeh Pay an indispensable financial companion for Filipinos.

Scheduled for release in 2024, Ubeh Pay reflects UnionDigital Bank's commitment to making digital banking accessible to every Filipino. Henry Aguda, the CEO and President of UnionDigital Bank, emphasizes that Ubeh Pay marks the beginning of their efforts to ensure comprehensive financial inclusion across the nation.

Henry Aguda reaffirms the bank's dedication to financial inclusion, stating, "With a portfolio of exciting projects in development, we are dedicated to our mission to play a pivotal role in realizing comprehensive financial inclusion across the nation." The bank aims to simplify the process of digital transactions and make banking services accessible to all.

The unveiling of Ubeh Pay took place at the Cashless Expo PH 2023, organized by the Bangko Sentral ng Pilipinas (BSP) and the Department of Trade and Industry (DTI). The event aims to promote cashless transactions in the country, aligning with BSP's vision of digitization and digital financial inclusion as urgent priorities.

UnionDigital Bank extends its commitment to financial inclusion beyond domestic borders by actively working to make banking accessible to Overseas Filipino Workers (OFWs). Collaborative efforts with OFW associations aim to formulate competitive solutions to reduce the considerable costs associated with remittances, showcasing the bank's global vision.

As UnionDigital Bank prepares to launch Ubeh Pay in 2024, it marks a significant milestone in the evolution of digital banking in the Philippines. With a focus on simplicity, convenience, and inclusivity, Ubeh Pay has the potential to reshape how Filipinos engage in financial transactions, bringing the benefits of digital banking to a broader audience. UnionDigital Bank's strategic approach, as showcased at the Cashless Expo PH 2023, demonstrates a commitment to advancing cashless platforms both domestically and internationally, reinforcing its position as a leader in the digital banking arena.
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Mang Inasal Creators' Circle wins in 2023 Dragons of Asia


Mang Inasal, the Philippines' Grill Expert, was named Black Dragon winner in the 2023 Dragons of Asia for its Mang Inasal Creators’ Circle (MICC).

MICC, a first-of-its-kind, brand-managed influencer community composed of nano-influencers to mega-influencers from different parts of the country, was among the award recipients under the Best Brand Building/Awareness Campaign category.

“MICC is one of the biggest post-pandemic milestones for Mang Inasal as we bring the brand closer to the communities we serve,” said Mang Inasal President Mike V. Castro. "We thank all MICC members for their contribution in bringing all the great Mang Inasal updates to their followers. This Black Dragon win is a validation of the effectiveness of their efforts."

Created in March 2022, MICC is comprised of digital content creators across the Philippines. Among the members of MICC are top mommy influencers like by Mommy Diaries PH and Mommy Hieds as well as known TikTokerists, including Simon Javier and George Tobias.

For 23 years, the Dragons of Asia have been recognizing the very best in results-driven marketing communications developed and executed by agencies and clients, across Asia.

The Black Dragon from Dragons of Asia is the latest addition to the string of accolades that Mang Inasal has garnered this year. Mang Inasal won a Gold Stevie Award from the 2023 Asia-Pacific Stevie Awards, a Marketing Excellence Silver Award, a Silver Anvil Award from the Public Relations Society of the Philippines, and a PANAta Award from the Philippine Association of National Advertisers.

Want more Mang Inasal exclusives NOW? Visit www.manginasal.com for the latest news, https://manginasaldelivery.com.ph for delivery deals, and follow Mang Inasal on social media for more Ihaw-Sarap and Unli-Saya updates!

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Unlocking the Future: GoDigital Pilipinas launches Cashless Expo 2023

Friday, November 24, 2023

Cashless Expo 2023

In a groundbreaking collaboration between GoDigital Pilipinas, the Department of Trade and Industry (DTI), the Bangko Sentral ng Pilipinas (BSP), and the Department of Agriculture (DA), the Cashless Expo 2023 recently unfolded at the prestigious World Trade Center. This significant event, attended by major industry leaders, government officials, and a diverse array of local brands, merchants, and farmers, marked a pivotal moment in steering the Philippines towards a cashless future and championing digital innovation.

Embracing Change with "Bagong Pilipinas Cashless Na!"

Under the theme "Bagong Pilipinas Cashless Na!", the Cashless Expo 2023 drew attention from various quarters, with notable figures such as Senator Mark Villar, Mariel Rodriguez Padilla, and influential business leaders like Tommy Tan and Kim Abelar from Ifern CEO in attendance. The event aimed to catalyze a transformative shift towards cashless transactions, promoting efficiency, security, and overall digital inclusivity.


A Resounding Success: Unveiling the Best of the Philippines

Boasting a vibrant showcase of the country's diversity, the Cashless Expo 2023 became a melting pot of experiences for thousands of visitors. From unlimited vegetables (unli-gulay) to exquisite art crafts and local products, the event offered a glimpse into the richness of Philippine regions. The synergy of over 200 local brands, merchants, and farmers united under the common goal of supporting the cashless movement added to the success of the Expo.

Advocating for Change: The Three-Day Cashless Revolution

Spanning three days, the Cashless Expo 2023 strategically aligned its activities to illustrate the advantages of cashless transactions. Through a series of panel discussions, workshops, and demonstrations featuring esteemed guests from both the private and public sectors, the Expo aimed to empower SMEs and consumers by showcasing the efficiency and security inherent in digital payment transactions.


Gratitude and Commitment: A Collaborative Effort for a Digital Future

Godigital Pilipinas expressed heartfelt gratitude for the collaborative efforts with DTI, BSP, and DA in organizing the Cashless Expo 2023. Together, these entities reaffirmed their commitment to building a resilient and inclusive digital economy that empowers businesses, consumers, and farmers across the Philippines.

Stay Updated, Join the Digital Movement

For those eager to delve deeper into the digitalization wave, visit Cashless Expo or follow Godigital Pilipinas on social media. Stay tuned for the latest updates and be part of the transformative journey towards a cashless and digitally empowered Philippines.
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From Traditional Roots to Urban Trends: Southeast Asia's Coffee Renaissance

Tuesday, November 21, 2023


The appreciation for coffee has been on the rise in Southeast Asia. As the region's urban centers witness a surge in trendy coffee shops and specialty brews, the traditional love for a warm cup of joe continues to flourish. The Philippines, with its diverse coffee culture, plays a significant role in this trend, reflecting the evolving tastes of the region.

The Philippines has long been familiar with the global coffee phenomenon, as evidenced by the staggering 3.3 million 60-kilogram bags of coffee consumed in the archipelago during the 2020/21 period. This consumption trajectory reflects a sustained increase in coffee appreciation over the years, echoing the evolving palates and preferences of its people.

While Philippines coffee trends lean towards urban café culture, the beans however, came from more traditional places, that is deep rooted in age-old traditions and unwavering determination of the people, such as those found in rural areas of West Sumatra, Indonesia. Here, coffee farming, an essential part of the local economy, is not merely a profession but a way of life. The aromatic hints of berries and lychee in the coffee beans are a testament to the rich agricultural heritage of the region.

Cultivating Hope: The Journey of South Solok's Coffee Farmers


The breeze from the hills ran through Kasimo’s face; a coffee farmer whose farm is a stone's throw away from his cherished Rumah Gadang (Minang traditional house). Kasimo is one of the many coffee farmers located in Nagari Lubuk Gadang, in West Sumatera. The highland is blessed with plenty of rivers making it the coffee cultivated has distinct hints of berries and lychee, according to barista and coffee roasters. 

While Solok coffee is well known across the globe, Kasimo's wish remains simple, he wants nothing more than to live decently and to allow the children in his village to receive education. He along with 22 other farmers are part of the initiatives called Kopi Rakyat, the people’s coffee, which was initiated by Wahana Lingkungan Hidup Indonesia (WALHI), an environmental organization aimed to empower the farmers despite the challenges of the pandemic and, currently El Nino, the hot weather phenomenon, which threatening the crops. 

West Sumatra, Indonesia, has a rich coffee-producing tradition, particularly in regions like Solok, Agam, Lima Puluh Kota, Pesisir Selatan, and South Solok Regencies. In 2021, South Solok Regency boasted 4,583 hectares of coffee plantations, involving 3,310 households. Of these, 2,794 households cultivated robusta coffee, while 516 focused on arabica coffee. Their combined efforts resulted in an impressive 2,922.7 tons of coffee production, cementing South Solok's reputation as the primary coffee-producing region in West Sumatra.

Despite this recognition, South Solok's coffee farmers face ongoing challenges. The lingering effects of the 2020 COVID-19 pandemic have cast a shadow over their livelihoods. They struggled to sell their produce during the harvest season, often receiving unreasonably low prices of PHP 14.29 per kilogram, with delayed payments. These farmers find themselves trapped in a conventional economic system, heavily dependent on chemical fertilizers and pesticides, which burdens them with high costs. Although coffee prices are gradually improving, basic living expenses, such as chili, onions, and cooking oil, have significantly risen. Additionally, coffee production is threatened by various pests and diseases.

"Back then, as coffee farmers, it was disheartening. Some farmers even neglected to harvest coffee. Not to mention taking care of the coffee, they were too lazy even to harvest it. Moreover, the coffee market is monopolized by a few entities who set prices arbitrarily. At that time, we couldn't do much while the prices of basic necessities continued to rise." shared Kasimo, recounting his difficulties.

Brewing Success: Nurturing Sustainable Agriculture

In direct response to the challenges faced by South Solok's coffee farmers, WALHI West Sumatra launched the Coffee Field School on July 13, 2022, at the Sustainable Food Learning Center in Lubuk Gadang. This program is designed to empower these farmers to become land managers by addressing various issues and cultivating innovative solutions, with a focus on seed cultivation, organic fertilizers, pest control, and market stability. Wengki Purwanto, Executive Director of WALHI West Sumatra emphasized "Our Coffee Field School is a direct response to the challenges confronting South Solok's coffee farmers, with the ultimate objective of empowering them as custodians of their land.”

The Coffee Field School has been a catalyst for transformation, involving 25 farmers from diverse farmer groups in Nagari Lubuk Gadang. Driven by their fervent desire for change, these farmers came together to form "Kopi Rakyat," a coffee farmers' cooperative that embodies the ethos of coffee created by the people, for the people, and by the people. This cooperative, in conjunction with the Coffee Field School initiative spearheaded by WALHI, has ushered in a brighter future for coffee farmers.

WALHI's Coffee Field School programs prioritize organic farming, marked by the use of cost-effective organic fertilizers, offering a dual solution: enhancing community well-being and combating climate change. These fertilizers, capable of retaining up to five times their volume in water, rejuvenate arid farmlands and improve soil fertility, aiding in drought resistance, nutrient absorption, and production efficiency while ensuring agricultural sustainability. In contrast, chemical fertilizers contribute to soil degradation, greenhouse gas emissions, and climate change.

Testimonials from Kopi Rakyat farmers paint a picture of positive change. The adoption of natural fertilizers has resulted in a noticeable enhancement of coffee quality, creating a ripple effect of rising demand for coffee products and contributing for the good of the environment. Kasimo said “Although it may not yet bear the prestigious label of Specialty coffee, our coffee recently boasts an impressive cupping score, nearing 80”. It proudly holds the designation of premium coffee, a testament to the potential of organic farming practices.

"And, of course, we are immensely pleased to discover that our fruitful efforts have not only brought blessings to us but also contribute to conserving the land, preserving the environment, and assisting in mitigating climate change," continued Kasimo

WALHI not only imparts knowledge on organic farming methods to the farmers but also educates them on the intricacies of coffee farming and processing. Furthermore, farmers gain insight into the economic systems, trade, distribution, and marketing of coffee products. Kasimo emphasizes that today's farmers are becoming increasingly self-reliant. With the knowledge and support they've received, they've managed to maintain their coffee supply even amidst the scorching El Nino summer, showcasing their resilience and adaptability. 

Kasimo said with enthusiasm, "Now, the price of Arabica cherry per kilogram can reach up to PHP 50. While prices still fluctuate, it's far better than before. With the knowledge and excellent support we've received, we've even weathered the recent El Niño summer season without significant impact. We, the farmers, are truly overjoyed." These words reflect not just the economic improvement but also the renewed sense of hope and satisfaction among the coffee farmers.

Brewing Hope for the Future

Looking ahead, the coffee farmers of Kopi Rakyat Cooperative aspire to maintain and even accelerate the progress they've achieved. Their hope is that this progress will attract investors to ensure the sustainability of their efforts from farm to market.

"Our aspiration is to see this progress evolve further," says Kasimo. "We aim to attract investments, particularly for equipment, to elevate the quality of our coffee even more, striving for the coveted 'Specialty' recognition. In doing so, we wish to make our coffee known and satisfy the coffee needs not just in Indonesia but across the world. Let's hope.” This forward-looking mindset underscores their determination to push the boundaries and realize their dreams of producing top-tier specialty coffee.

WALHI understands that the increasing coffee consumption around the world has also put a pressure on coffee farmers to produce more and more coffee beans. That’s why they provide training and guidance so the farmers can cultivate high-quality coffee beans but not sacrifice on the sustainability aspect. "WALHI stands committed to alleviating the burden on coffee farmers while preserving our planet's future. Through education, sustainable practices, and fair compensation, we aim to ensure that every cup tells a story of quality, equity, and origin." closed Wengki.

In the Philippines and across Southeast Asia, the coffee culture is evolving, but the heart of the coffee industry remains the farmers who tend to their crops with dedication and hope. Their story is a reminder that even in the face of challenges, growth and prosperity can flourish, driven by determination, knowledge, and a shared dream. The hills of Nagari Lubuk Gadang echo with these stories of hope, where the legacy of coffee farmers continues to brew, one cup at a time.

About WALHI

Wahana Lingkungan Hidup Indonesia (WALHI) is the largest environmental movement organization in Indonesia, comprising 487 member organizations from non-governmental and nature-loving entities, along with 203 individual members spread across 28 provinces in Indonesia. Since 1980 to the present day, WALHI has been actively driving efforts to protect and restore the environment in Indonesia. WALHI is committed to promoting the recognition of environmental rights, the protection of these rights, and the fulfillment of human rights as a reflection of the state's responsibility in safeguarding the essential resources that sustain the livelihood of the people.

WALHI recognizes the increasing challenges it faces in its ongoing environmental advocacy. These challenges stem from the growing influence of global capitalism, which prioritize free-market agendas. Additionally, there is a trend of alignment with political forces that support the interests of industrial nations and the global economic system. In this context, the impact of capital accumulation on people, the environment, and essential resources has led to environmental crises and has implications for society's economic, social, and cultural well-being, affecting citizens in both urban and rural areas. To address these issues and promote economic, social, and ecological justice for current and future generations, a strong and widespread social movement is crucial, with WALHI playing an integral part in this collective effort.
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Philippines Champions Global and Local Public-Private Partnerships to Strengthen Fintech Ecosystem at the Singapore Fintech Festival 2023

Friday, November 17, 2023

Singapore Fintech Festival 2023

President Ferdinand Marcos Jr. underscored strategic collaboration with diverse domestic and international stakeholders to position the Philippines as a hub for digital innovation and entrepreneurship. This was highlighted during his keynote address at the Singapore Fintech Festival (SFF) 2023, the world’s largest fintech event, where he made history as the first statesman to deliver a holographic speech at the said festival.

He emphasized that both local and global public-private partnerships (PPPs) play a vital role in enabling the Philippines to adopt new technologies that would strengthen the country's fintech ecosystem. The implementation of innovative solutions, coupled with enhanced financial education and inclusion initiatives, will effectively meet the needs of underserved communities in the country. This, in turn, serves as a tangible demonstration of the Philippines’ potential to contribute solutions to regional and global challenges.

Earlier this year, the Marcos Jr. Administration's Private Sector Advisory Council (PSAC) created the GoDigital Pilipinas (GDP) movement to provide practical recommendations, envisions empowering Filipino citizens through technology for a connected and inclusive society. PSAC comprises industry leaders and experts spanning six primary sectoral groups: agriculture, digital infrastructure, jobs, healthcare, build-build-build, and tourism.

UnionDigital Bank, the digital bank of UnionBank of the Philippines and a key partner in pushing the GDP movement, demonstrates a commitment to addressing diverse needs, including those of underserved and unbanked Filipinos. Through AI-powered solutions, the digital bank works towards financial inclusion by providing access to bank products that are traditionally beyond reach due to stringent requirements. 

Advocating for embedded finance, UnionDigital collaborates across industries to enhance access to digital bank products, fostering financial inclusion by engaging customers where they are most present. Ecosystem partners include the prominent local motorcycle taxi company Angkas, the country's first fully integrated health app mWell, and airasia’s e-wallet app BigPay.

The digital bank showcased its commitment to innovation and inclusivity at the SFF, championing its proprietary framework, Customer Lifetime Prosperity Index (CLPI)—a metric illustrating customer financial health. This approach reflects UnionDigital’s dedication to banking and fostering long-term prosperity for its customers.

Henry Aguda, President and CEO at UnionDigital Bank, shared, “As part of our mission to empower Filipinos everywhere, we prioritize addressing customer needs to improve their financial health. With CLPI, we are able to do that by addressing the financial sustainability of the mass market. Our strategic partnerships amplify this impact by enabling us to understand our customer’s behavior more and enhance our products based on that. These advantages align with our support for the government's pursuit of more partnerships to foster growth in the Philippine fintech ecosystem.”

Since 2018, UnionDigital’s parent bank, UnionBank, has consistently taken part in SFF, recognized as one of the most impactful fintech events worldwide. The 2023 theme of SFF centers on "The Application of AI in Financial Services," aligning with UnionBank's commitment to "Inclusive Financial Growth Powered by AI." This mirror’s UnionBank's ongoing initiative to 'Tech Up, Pilipinas' by harnessing innovative technologies such as AI to contribute to nation-building. The focus is on showcasing the practical implementation of AI within UnionBank and its key subsidiaries, emphasizing the utilization of AI for fostering inclusive financial solutions and improving customer experiences.
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Transformative Global Education: Mapúa Malayan Colleges Mindanao's Collaboration with Arizona State University expand Dabawenyo health and business students’ access to global education


In a groundbreaking commitment to deliver world-class education to its students, Mapúa Malayan Colleges Mindanao (Mapúa MCM) has joined forces with Arizona State University (ASU), a trailblazer in innovation for nine consecutive years according to the U.S. News & World Report’s 2024 rankings. The collaboration, solidified during a recent visit by Dr. Rick Shangraw, Jr., President of Cintana Education, underscores the institutions' dedication to providing unparalleled opportunities in business and health sciences education.

A Global Academic Landscape

This collaboration opens doors for Mapúa MCM students and faculty to partake in exceptional programs and courses at both institutions. Dr. Shangraw highlights the unique feature of students earning degrees from both Mapúa MCM and ASU, either by enrolling in ASU or studying online at other state universities. The synergy between the two institutions amplifies the educational experience, fostering a global perspective.

Beyond Academics: Financial Support and More

Acknowledging the financial challenges faced by Filipino students, the collaboration extends beyond academics. Scholarships, loan programs, and financial aid initiatives aim to alleviate the financial burden on students. Dr. Shangraw expresses a commitment to making the overall experience more affordable, emphasizing their active efforts to support Filipino students in their educational journey.

Real-World Learning and Technological Advancements

The collaboration emphasizes not only academic excellence but also real-world experiential learning. Students benefit from industry-driven problem solving and modern tech-enabled simulation environments, preparing them for the future's digital landscape. ASU's focus on digital skill sets aligns with the era of rapid technological transformation, ensuring that students are well-equipped for the evolving global scenario.

Character Building and Community Engagement

Dr. Shangraw underscores the importance of nurturing students' character and values. Internships and community engagement opportunities are integral components of the educational journey, emphasizing ASU's commitment to being a responsible and responsive community partner. This holistic approach ensures that students develop not only academically but also personally, contributing positively to society.

Enduring Partnership for Transformative Learning

Dr. Shangraw’s visit stands as a reaffirmation of the enduring partnership between Arizona State University, Cintana Education, and Mapúa Malayan Colleges Mindanao. Together, they continue to shape the educational landscape for Filipino students, providing a holistic, globally relevant, and transformative learning experience. This collaboration serves as a testament to the institutions' commitment to fostering excellence and innovation in education on a global scale.
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