Want to Experience PAL Business Class? Just Link Your Mabuhay Miles in the Maya App!

Thursday, May 8, 2025


What if we told you that your next business class adventure was just one tap away? With Maya, the #1 Digital Bank app, your Mabuhay Miles are now easier to access than ever. Simply tap the tile on your Maya homepage marked with the PAL logo to check your balance, manage your rewards, and get one step closer to flying in style.

And here’s the real deal: From April 15 to June 30, 2025, when you link your Mabuhay Miles account through the Maya app, you’ll get the chance to win a roundtrip PAL Business Class ticket for two. That’s right—three lucky winners (and their travel buddies) will be jetting off to dream destinations in Asia like Tokyo, Seoul, Bali, Singapore, and more. Think champagne, lie-flat seats, and all the perks—on the house.

But the best part? There’s even more on the way! Keep an eye out for exciting new features and rewards that’ll take your travel experience to even greater heights. This collaboration is part of Maya’s ongoing mission to help you make the most of your money—and now, your miles.

So, what are you waiting for? Link your Mabuhay Miles in the Maya app today and unlock a world of premium rewards. Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated.

Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.
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VFS Global acquires majority stake in CiX Citizen Experience to create a centre of excellence and promote Brazilian knowhow in Public Service abroad


VFS Global, the global leader in trusted technology services, empowering secure global mobility for governments and citizens, has completed the acquisition of a majority stake in CiX Citizen Experience, a leading provider of digital and physical citizen services based in Brazil. This strategic acquisition marks a pivotal step in VFS Global’s expansion journey—particularly across Latin America (LATAM)—as it continues to broaden its capabilities and deepen its impact in the public service delivery space.

With nearly two decades of pioneering innovation in citizen services, CiX has established a strong presence in Brazil. This success will be further scaled across LATAM and other global markets, leveraging VFS Global’s international reach and operational excellence.

This acquisition is centred on driving transformation through advanced digital technologies, including AI and data-driven platforms. By uniting CiX’s cutting-edge digital capabilities with VFS Global’s extensive global infrastructure and expertise in managing complex service ecosystems, we are positioned to deliver next-generation, integrated solutions to public and private sector clients around the world.

For both companies’ client governments and partners, this will lead to enhanced, tailored solutions that improve citizen engagement, access, and satisfaction.

Sergio Rodrigues, CEO of CiX Citizen Services, said, “Partnering with VFS Global will supercharge our growth. With access to their capital, technology, talent, and global reach, we can rapidly expand across Latin America, and beyond. This collaboration is about scaling CiX Citizen Experience, delivering even more intuitive, efficient, and accessible government services. Our goal is to simplify citizens' lives with a combination of physical and digital solutions that also bring agility, and savings for governments worldwide.”

Zubin Karkaria, Founder & Chief Executive Officer, VFS Global, added, "We are very pleased to have concluded this strategically important acquisition which will be value accretive for both companies – for CiX Citizen Experience and for VFS Global. VFS Global operates in 158 countries, serves 69 client governments and has a workforce of nearly 13,000 people from 153 nationalities. Access to all of this, and our technological capabilities, will provide the launchpad for CiX Citizen Experience in its next phase of growth to become a global powerhouse. Our collaboration will transform citizen services world-wide, driving efficiency and inclusivity. It highlights VFS Global’s commitment to innovative solutions that enhance citizens' quality of life and build renewed trust in governments."

Since its founding in 2008, CiX Citizen Experience has established itself as a pioneer in public services, managing over 250 service centres across Brazil. The company offers more than 200 types of services to states and municipalities, significantly enhancing the efficiency and accessibility of government services. Over the years, CiX Citizen Experience has served over 150 million citizens, issuing more than 30 million identity cards and 20 million driver’s licenses. With operations in key regions such as São Paulo, Rio de Janeiro, Minas Gerais, and Ceará, CiX Citizen Experience continues to lead the way in digital and physical public service solutions, driving innovation and improving the quality of life for millions of citizens.

VFS Global, the global leader in trusted technology services, empowering secure global mobility for governments and citizens, has significantly expanded its global footprint. With over 3,500 Application Centres in 158 countries, VFS Global has processed more than 309 million applications since its inception in 2001. In 2023, the company secured seven major global contracts, including a landmark agreement with the UK government as the exclusive overseas provider to manage visa and citizenship services across 142 countries. Additionally, VFS Global won contracts with the governments of Australia, Norway, Sweden, Latvia, Iceland, and Austria, further solidifying its position as a trusted partner in delivering secure, efficient, and innovative solutions for visa and consular services worldwide.
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This Mother’s Day, Do Something for You

PSBank Flexi Personal Loan

Say yes to your goals with PSBank Flexi Personal Loan

Being a mom is a 24/7 job—no time-outs, no log-offs. Between managing work, school projects, family meals, and everything in between, it’s easy to lose sight of one very important person: You.

This Mother’s Day, celebrate saying yes to yourself—because prioritizing your dreams isn’t just smart, it’s empowering. With PSBank Flexi Personal Loan, you can confidently and affordably take the next step toward your goals.

Fund Your Passion Projects

Whether you’re ready to launch that dream business, enroll in a new course, or finally bring a creative idea to life, the PSBank Flexi Personal Loan helps turn your plans into reality.

PSBank’s digital tools like the loan calculator and pre-qualification checklist can easily guide you in the application process with confidence. The Loan Calculator gives a preview of the monthly amortization based on the preferred loan availment and term.

Borrow up to ₱250,000 and enjoy flexible repayment terms of 24 to 36 months—giving you the freedom to move at your own pace and on your own terms.

Invest in the “New You”

It’s your turn to thrive. From scheduling that long-overdue check-up to starting a wellness routine or creating your own peaceful corner at home—this is your sign to focus on you. Prioritize your well-being, and let PSBank Flexi Personal Loan help make it happen.

And the best part? Your approved PSBank Flexi Loan comes with a free Flexi Mastercard that you can use to withdraw funds or swipe at any BancNet and Mastercard-affiliated establishments—seamless and stress-free.

Spend Without the Guilt

Moms are natural budget keepers—so it’s normal to feel a bit guilty about spending on yourself. With PSBank Flexi Personal Loan, you get more than just funds—you get flexibility. Rebates are computed daily and automatically applied to all qualified term loans, rewarding you for paying early or more than your monthly due.

Even better, PSBank Flexi Personal Loan works like a revolving credit line. This means once you repay what you’ve used, your available balance is replenished—ready to be used again when needed without having to reapply. It’s like having a financial safety net that’s always there when opportunity calls.

You can also access your funds 24/7 via ATM, and repay the way that works best for you—whether through PSBank branches, BancNet ATMs, PSBank Mobile or Online, InstaPay, or Online Bill Payment Services.

Mom’s Maaasahan Partner

This Mother’s Day, choose to invest in yourself with PSBank Flexi Personal Loan. Apply for a PSBank Flexi Personal Loan with Prime Rebate via PSBank Mobile, PSBank Online, or visit your nearest PSBank branch. For more information on PSBank's products and services, visit psbank.com.ph or follow PSBank on Facebook and Instagram.

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Shell Empowers Young Filipinos with Disaster Preparedness Through Innovative Board Game


Students in these cities are engaging in a unique learning experience that teaches them the importance of proper disaster response. . "Master of Disaster" (MOD), an innovative board game developed by Asia Society for Social Improvement and Sustainable Transformation (ASSIST), is being utilized to equip the next generation with essential disaster preparedness knowledge and skills. MOD emphasizes the value of “bayanihan”, the Filipino spirit of communal unity and cooperation, by working together to support one another during simulated scenarios.

Building upon the success of the initial phase, which reached over 81,000 students and more than 300 teachers, Year 2 of the project will expand to 20 schools in Cagayan de Oro City. "By empowering children with the knowledge and skills to navigate challenging situations, we can foster resilience within communities and better protect them during times of calamities." stated Serge Bernal, Shell Pilipinas Vice President for Corporate Relations.

The MOD game has garnered enthusiastic feedback from both students and educators. One Libjo Elementary School student remarked, "Playing MOD improves our social skills and teaches us to work together and escape disasters." A teacher from Tabangao Elementary School echoed this sentiment, stating, "The MOD rollout was very interesting. It motivated the students to learn about disasters."

Pilipinas Shell, with its long history of commitment to community development and safety, believes that investing in the education of young Filipinos is crucial for building a more resilient and disaster-prepared nation.

Shell remains committed to empowering communities through innovative partnerships that build resilience and preparedness for a safer future.
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VFS Global Leverages SAP Software to Power Digital Cross-Border Mobility

Tuesday, May 6, 2025

Christian Klein and Zubin Karkaria in New York, highlighting VFS Global's decision to leverage SAP software for enhancing digital transformation and supporting governments and travellers worldwide.


SAP SE (NYSE: SAP) today announced that VFS Global, the world-leading provider of visa, consular and technology services to governments and diplomatic missions, will leverage SAP software to help it develop leading-edge AI-powered digital solutions for cross-border mobility and citizen services.

Cross-border mobility and citizen services are becoming increasingly digital, and governments are looking into the use of innovative technologies such as artificial intelligence to drive efficiency and sovereign security. To accelerate its innovation road map and help governments meet the increasingly complex needs of travelers and citizens, VFS Global is adopting SAP S/4HANA Cloud Public Edition and other SAP solutions.

“We take great pride in partnering with SAP as a leading and trusted technology and AI company,” said Zubin Karkaria, founder and CEO of VFS Global. “By combining our deep expertise in visa, consular and citizen services with SAP’s world-class solutions, we empower governments to enhance efficiency, strengthen security and enable seamless mobility for millions of travelers around the world.”

“With SAP solutions at its core, VFS will be able to leverage the latest innovations to become an even stronger partner for governments, travelers and citizens worldwide,” said Christian Klein, CEO of SAP SE.

In line with its vision to embrace technological innovation to support governments and diplomatic missions worldwide, VFS Global has also chosen SAP Business Technology Platform and the SAP Business Data Cloud solution to deliver leading-edge and AI-powered solutions to its customers and to drive operational excellence across its global operations.

“By combining the strengths of VFS Global and SAP, we are elevating cross-border mobility and citizen services to the next level”, said Michael Nilles, member of the VFS executive board and chief digital and technology officer. "Strategically, this positions us as a leading force in shaping the future of GovTech and TravelTech, powered by technology and AI innovations that benefit governments, travelers and citizens worldwide," he added.


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Palo Alto Networks Encourages Voter Vigilance as AI Threatens Digital Trust Ahead of 2025 Elections


As the 2025 midterm elections approach, the Philippines’ digital landscape faces growing vulnerability to disinformation tactics from bad actors seeking to manipulate public perception. Amplifying this risk is the increasing use of artificial intelligence (AI), which introduces new levels of realism and precision that demand heightened vigilance, especially during major national events when public reliance on digital platforms surges.

There has been a surge in deepfake content in the country, with the Cybercrime Investigation and Coordinating Center (CICC) reporting that it monitors 200 to 300 deepfake incidents daily in the Philippines. In the lead-up to the elections, such sophisticated disinformation poses a serious risk to public trust and informed decision-making. Often integrated into broader social engineering campaigns, these tactics exploit trust and urgency to mislead individuals into sharing, believing, or acting on false information.

As Filipino voters prepare to head to the polls, Palo Alto Networks, the world’s leading AI cybersecurity company, shares practical recommendations to help individuals stay vigilant and protect themselves online amid heightened digital activity during the election period.

Evaluate Digital Content Critically. As AI-generated content online becomes increasingly sophisticated, voters should assess the credibility of sources and verify information across multiple trusted channels before engaging or sharing.

Be Cautious of Suspicious Messages. Phishing remains a top tactic for threat actors. Messages requesting personal details, containing strange links, or urging immediate action should raise red flags. Always verify the authenticity of these communications through trusted channels.

Secure Personal Accounts with Multi-Factor Authentication. Voters are advised to strengthen the security of their personal accounts by enabling multi-factor authentication. This extra layer of security helps prevent unauthorized access, identity theft, data breaches, or misuse of private information.

Verify Website Authenticity. Deceptive websites often impersonate official government platforms to mislead users. Always inspect web addresses, ensuring they use legitimate domains to avoid engaging with links from unfamiliar or unverified sources.

Adopt a Zero Trust Mindset. As AI-driven threats become more convincing, voters should treat every message, link, and request with caution. Verify authenticity before engaging and keep devices updated to reduce exposure to evolving risks.

“Election periods heighten digital activity and open the door to more sophisticated, AI-driven threats,” said Steven Scheurmann, Regional Vice President for ASEAN at Palo Alto Networks. “What’s different today is the precision, scale, and speed at which disinformation can spread. Deepfakes and phishing scams are no longer obvious or amateur — they’re targeted, realistic, and timed to exploit moments of national significance. In this environment, every voter becomes a potential target. Proactive cyber hygiene isn’t just about personal safety anymore; it’s about protecting democratic trust at scale. We all have a role to play in strengthening the integrity of our digital way of life.”

The election period puts additional strain on digital spaces where information is exchanged. With AI accelerating the speed and scale of online activity, distinguishing between legitimate content and manipulation becomes increasingly challenging—and increasingly important.

This period underscores the need for shared responsibility, where platforms, institutions, and individuals all play a role in safeguarding the integrity of digital spaces. In an online environment shaped by speed and sophistication, the ability to pause, assess, and respond wisely has never been more crucial.

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Schneider Electric kicks off the year with significant sustainability milestones, exceeds 2024 target

Schneider Sustainability Impact


Schneider Electric, the leader in the digital transformation of energy management and automation, announced that its Schneider Sustainability Impact (SSI) program achieved a score of 7.95 out of 10 for the first quarter of 2025, towards a target of 8.80/10 by the end of the year.

Recognized as the world’s most sustainable corporation by Corporate Knights, Schneider Electric continues to make significant strides towards its sustainability goals as it enters the final year of its current SSI program. The company also recently published details of its sustainability performance for the final quarter of 2024, alongside its full-year financial results. The company’s SSI score for 2024 reached 7.55 out of 10, surpassing the end-year target of 7.40. Monitoring and reporting on the 11 global commitments of its SSI’s quarterly progress remains essential to achieving the company’s goals across all dimensions of environmental, social, and governance (ESG).

SSI is the company’s framework for measuring sustainability progress, aligned with its business strategy. Performance is tracked against a 2020 baseline, with some programs using adjusted baselines due to COVID-19. SSI scores progress on a 10-point scale, where the 2025 target equals 10/10, and the base year is 3/10. Scores are calculated per key performance indicator, averaged equally (excluding Local Commitment), and externally audited annually. In 2024, SSI #8 received "reasonable" assurance.

“In 2024, Schneider Electric was recognized by TIME and Statista as the World’s Most Sustainable Company. Earlier this year, we were honored to receive the same recognition from Corporate Knights as part of its Global 100 ranking – marking our second time topping this list and a first for any corporation. These remarkable achievements, alongside other key ESG recognitions inspire us to reach even greater heights in 2025,” said Chris Leong, Chief Sustainability Officer at Schneider Electric. “As we enter the final year of our Sustainability Impact program, we are determined to continue transforming ambition into action. There's still work ahead, but with the support of our extensive ecosystem, our people, and all our Impact Makers, we will succeed.”

In Q1 2025, Schneider Electric helped customers save and avoid nearly 700 million tonnes of CO₂ through its solutions. Since 2018, its energy-saving technologies have enabled 679 million tonnes in avoided emissions. It also achieved a 42% emissions cut from its top 1,000 suppliers through energy efficiency and renewables under the Zero Carbon Project.

Schneider Electric’s suppliers uphold decent work standards, with compliance rising from 21% in 2023 to 63% in 2024. Exceeding its SSI goal ahead of schedule, Schneider has provided clean electricity to 53.4 million people and trained 824,000+ individuals in energy management, nearing its 1 million target by 2025. Through its Youth Education & Entrepreneurship program, Schneider equips young people with skills for sustainable careers.

In addition to these accomplishments, for the 14th consecutive year, Schneider Electric has been included in the Dow Jones Best-in-Class World Index, achieved a place on CDP’s A list, and earned a AAA rating from MSCI ESG. Its latest score from EcoVadis also secured a Platinum medal.

“At Schneider, we believe in strong partnerships with corporations, governments, local partners, and communities to uplift livelihoods, boost incomes, and expand access to education and reliable, clean energy,” added Leong. “I'm especially proud of our people’s relentless pursuit to turn ambition into action, from innovating solutions for environmental impact to giving back to our communities. Together, we’re making progress and sustainability a reality for all.”

For further insights on Schneider’s Sustainability Impact program, explore Schneider Electric's Q4 and Q1 2025 reports featuring detailed progress dashboards.
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